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The New Cooperative Medical Scheme (NCMS) and its implications for access to health care and medical expenditure: Evidence from rural China
Liu, Dan; Tsegai, Daniel - 2011
The New Cooperative Medical Scheme (NCMS) program was implemented in response to illness-led poverty and poor state of … healthcare in rural China. Supported by government subsidy, more and more poor rural households are now enrolled in the NCMS … and income groups. We utilize the China Health and Nutrition Survey data (CHNS) to provide prolific cross section and …
Persistent link: https://www.econbiz.de/10010323664
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When Health Care Insurance does not make a Difference – The Case of Health Care ‘Made in China’
van Dalen, Hendrik P. - 2006
? Evidence for China for the year 2004, by means of the China Health and Nutrition Survey (CHNS), shows that health insurance …
Persistent link: https://www.econbiz.de/10010325389
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Friedens- versus Ausscheidegrenze in der Krankenversicherung: Ein kriegerischer Beitrag für mehr Nachhaltigkeit
Hagist, Christian; Raffelhüschen, Bernd - 2004
Die private (PKV) und die gesetzliche Krankenversicherung (GKV) werden durch die so genannte Friedensgrenze getrennt …
Persistent link: https://www.econbiz.de/10010296841
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Risk Selection and Complementary Health Insurance: The Swiss Approach
Kifmann, Mathias - 2005
A common approach to avoid risk selection in health insurance markets is to define and enforce a community-rated basic benefit package. The market for complementary insurance is usually completely separate from the market for basic health insurance. In Switzerland, however, the basic benefit...
Persistent link: https://www.econbiz.de/10010296872
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Optimal cost reimbursement of health insurers to reduce risk selection
Kifmann, Mathias; Lorenz, Normann - 2005
In the absence of a perfect risk adjustment scheme, reimbursing health insurers' costs can reduce risk selection in community-rated health insurance markets. In this paper, we develop a model in which insurers determine the cost efficiency of health care and have incentives for risk selection....
Persistent link: https://www.econbiz.de/10010296873
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A Median Voter Model of Health Insurance with Ex Post Moral Hazard
Jacob, Johanna; Lundin, Douglas - 2001
One of the main features of health insurance is moral hazard, as defined by Pauly (1968); people face incentives for excess utilization of medical care since they do not pay the full marginal cost for provision. To mitigate the moral hazard problem, a coinsurance can be included in the insurance...
Persistent link: https://www.econbiz.de/10010321829
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Improving risk adjustment in the Czech Republic
Chalupka, Radovan - 2009
This paper analyses possible options how to improve the risk adjustment of the health insurance system in the Czech Republic. Out of possible options it argues for including Pharmaceutical Cost Groups (PCGs) as additional risk factors since it is an improvement that can be implemented almost...
Persistent link: https://www.econbiz.de/10010322206
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Insurance Search and Switching Behavior
Bolhaar, Jonneke; van der Klaauw, Bas; Lindeboom, Maarten - 2010
This paper looks into the search behavior of consumers in the market for health insurance contracts. We consider the recent health insurance reform in The Netherlands, where a private-public mix of insurance provision was replaced by a system based on managed competition. Although all insurers...
Persistent link: https://www.econbiz.de/10010326059
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Universal Coverage on a Budget: Impacts on Health Care Utilization and Out-Of-Pocket Expenditures in Thailand
Limwattananon, Supon; Neelsen, Sven; O'Donnell, Owen; … - 2013
We estimate the impact on health care utilization and out-of-pocket (OOP) expenditures of a major reform in Thailand that extended health insurance to one-quarter of the population to achieve universal coverage while keeping health spending below 4% of GDP. Identification is through comparison...
Persistent link: https://www.econbiz.de/10010326153
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National health insurance, social influence and antenatal care use in Ghana
Owoo, Nkechi S.; Lambon-Quayefio, Monica P. - In: Health Economics Review 3 (2013) 19, pp. 1-12
The study explores the importance of social influence and the availability of health insurance on maternal care utilization in Ghana through the use of antenatal care services. A number of studies have found that access to health insurance plays a critical role in women's decision to utilize...
Persistent link: https://www.econbiz.de/10011599770