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Will video kill the radio star? Digitalisation and the future of banking
Beck, Thorsten; Cecchetti, Stephen G.; Grothe, Magdalena; … - 2022
The contribution of financial and non-financial risks to the overall level of risk in the system depends on the current state of the EU banking system (which, in the aggregate and compared with banking sectors in other major advanced economies, cannot be characterised as strong) and how...
Persistent link: https://www.econbiz.de/10014327923
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The quality of banking and regional growth
Hasan, Iftekhar; Koetter, Michael; Wedow, Michael - 2007
We test whether output growth in European economic agglomeration regions depends on financial development. To this end we suggest a relative measure of the quality of financial institutions rather than the usual quantity proxy of financial development. In order to measure the quality of...
Persistent link: https://www.econbiz.de/10010295929
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Der Finanzdienstleistungssektor in Deutschland: Entwicklung, Politik, Strategien
Fröhlich, Nils; Huffschmid, Jörg - 2004
Der Finanzdienstleistungssektor gehört zu den größeren Bereichen des Dienstleistungssektors in Deutschland. Über seine Bedeutung für die Beschäftigung hinaus hat er die wichtige infrastrukturelle Funktion, auf der Grundlage der von der Europäischen Zentralbank betriebenen Geldpolitik die...
Persistent link: https://www.econbiz.de/10011315032
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Financial Sector Competition, Service Trade, and Growth
Francois, Joseph F.; Eschenbach, Felix - 2002
competition/performance and financia1 sector openness (meaning foreign bank access to domestic markets), and between growth and …
Persistent link: https://www.econbiz.de/10010324847
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"Mehr Wunsch als Wirklichkeit": Anforderungen an eine Bankverbindung und Qualität aus Kundensicht
Oehler, Andreas - 2003
Die Studie setzt sich zum Ziel, empirisch fundierte Aussagen zum Anforderungsprofil (Soll) von Finanzdienstleistungen und zur Qualitätseinschätzung bzw. Zufriedenheit (Ist) von Bankkunden zu treffen. Anhand von 30 Einzelkriterien werden fünf Anforderungs- und Qualitätsdimensionen definiert,...
Persistent link: https://www.econbiz.de/10010332640
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Kuka vie ja ketä? Pankit alustatalouden ristitulessa
Mattila, Juri; Seppälä, Timo; Lähteenmäki, Ilkka - 2018
Banking and financial services have traditionally been a heavily regulated industry where technology alone has not been a sufficient factor to transform the operating architectures of the industry. The pervasive view in the financial industry has been that digitalization and its integrational...
Persistent link: https://www.econbiz.de/10012037704
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How should financial intermediation services be taxed?
Lockwood, Benjamin - 2010
This paper considers the optimal taxation of savings intermediation and payment services in a dynamic general equilibrium setting, when the government can also use consumption and income taxes. When payment services are used in strict proportion to final consumption, and the cost of...
Persistent link: https://www.econbiz.de/10010274744
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Competition and profitability in European financial services: Strategic, systemic and policy issues
Balling, Morten (contributor); Lierman, Frank (contributor);  … - 2006
Financial services firms play a key role in the European economy. The efficiency and profitability of these firms and the competition among them have an impact on allocation of savings, financing of investment, economic growth, the stability of the financial system and the transmission of...
Persistent link: https://www.econbiz.de/10012990569
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The EU Experience in Financial Services Liberalization: A Model for GATS Negotiations?
Bongini, Paula - 2003
The investigation of the sequencing of liberalization in the EU financial services industry is the primary object of this study. The relevance of the EU model for financial liberalization is threefold. First, the EU route towards liberalization in financial services could be regarded as a...
Persistent link: https://www.econbiz.de/10011689908
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Geographic and demographic Bank outreach: Evidence from Germany's three-pillar banking system
Conrad, Alexander; Neuberger, Doris; Schneider-Reißig, … - 2008
nationwide, regarding different outreach indicators. At the federal state level, bank outreach shows South-North and West …-East gaps. Combining regional and bank data at the district level for 2005, we examine the determinants of geographic and … share of elder people and bank size in a region. Because of their public mission to serve all regions, public savings banks …
Persistent link: https://www.econbiz.de/10010319252