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manufacturing industries over the 1995-2006 period. Taking into account industry differences in the need for external finance, we …
Persistent link: https://www.econbiz.de/10011335556
power at the central of this inquiry. I examine the behaviour of large semiconductor manufacturing firms in an attempt to …
Persistent link: https://www.econbiz.de/10013342803
Firm growth is an essential feature of market economies, shaping together macroeconomic performance and the evolution of industry structures. As a potential indicator of organizational "fitness" within a competitive environment, firm growth is also a central concern to both the practice and...
Persistent link: https://www.econbiz.de/10012060666
We analyze the stability of efficiency rankings of German universal banks between 1993 and 2004. First, we estimate …
Persistent link: https://www.econbiz.de/10010295915
Originally, U.S. savings banks were owned by their depositors. In recent decades, many savings banks have "demutualized … (including banks' ownership type). We then measure the effect on depositor welfare of a simulated demutualization of all customer …-owned savings banks. We find that depositors' welfare would increase on average. In particular, if demutualize savings banks offered …
Persistent link: https://www.econbiz.de/10012624276
Debit cards are employed for cash withdrawals at automated teller machines (ATMs) and for purchasing transactions at point-of-sale (POS). In this paper, we explore, for the first time to our knowledge, the determinants of debit card transaction volumes at ATM and POS, the relationship between...
Persistent link: https://www.econbiz.de/10011650293
very careful monitoring of soundness of all foreign banks, not only those from nodal countries; a close collaboration of … National Bank of Romania (NBR) with the regulatory and supervisory authorities in the countries of origin of foreign banks … branches; as well as a higher emphasis on the conduct of business of the banks and consumer protection. As for the banks …
Persistent link: https://www.econbiz.de/10010527419
indicate that not only small banks, but instate and more particularly one bank holding company banks devote more of their … assets to small business and farm loans. Banks owned by out-of-state holding companies do not. Low to moderately branched … banks are also active in these markets. In this respect the smaller, more simply structured bank may possess a relative …
Persistent link: https://www.econbiz.de/10011310375
I model multimarket competition when consumers value firm scope across markets. Such competition is surprisingly common – consumers in many industries prefer firms that operate in more geographic and/or product markets. I show that these preferences permit firms of differing scopes to coexist...
Persistent link: https://www.econbiz.de/10012056307
measures of profitability in the sector. They were indicating that the accumulation of assets eats into the incomes of banks in …
Persistent link: https://www.econbiz.de/10012819392