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The internet revolution is said to foster integration of the market for financial services, since consumers are able to shop around at all companies worldwide and firms can easily offer their services on the internet at a minimum of distribution cost. However, the European market for online...
Persistent link: https://www.econbiz.de/10010298097
Background: Online peer-to-peer lending (P2P lending) is booming as the popularity of e-finance. To develop a conceptual model for the P2P lending process is great valuable for managers to tack the issues of marketing, management and operation. Methods: In this paper, we focus on the P2P lending...
Persistent link: https://www.econbiz.de/10011808190
Digital technology applied to banking and financial transactions or e-finance in general has made financial services more widely available and affordable to consumers. And with appropriate and affordable technologies and applications, the financially excluded and the unserved can participate in...
Persistent link: https://www.econbiz.de/10012145907
This paper explores the economic models associated to different mobile-payment systems. We first present the existing experiences and review the few economic literature on the subject. We then concentrate on the four economic models currently experimented around the world: the operator-centric...
Persistent link: https://www.econbiz.de/10010309711
(convenience, security and safety, trust, social influence) and e-payment adoption in Nigeria. These variables accounted for more …
Persistent link: https://www.econbiz.de/10012664316
Indonesia's digital economy experienced the fastest growth among Southeast Asian countries in 2019. The Covid-19 pandemic has accelerated this trend. In doing so, it has also expanded economic opportunities for millions of Indonesians that could support economic recovery and even economic growth...
Persistent link: https://www.econbiz.de/10012806741
Indonesia's digital economy is predicted to grow to reach USD124 billion in 2025 but this huge potential would only be realizable with the support of an adequate regulatory framework. The Center of Indonesia Policy Studies has conducted a series of research and advocacy to define the steps that...
Persistent link: https://www.econbiz.de/10012806765
trust. Focusing on second generation immigrants in Australia and the United States, we exploit the variation in the home and … individual trust. Our results indicate that trust in the home country contributes to the trust of second generation immigrants in … crime rate, economic inequality, race inequality and segregation by country of origin, also affect trust. Evidence for first …
Persistent link: https://www.econbiz.de/10010293233
We examine gender differences in trust in another party's cooperation (CC) or its ability (AC). While men and women do … not differ concerning trust in cooperation, gender has a strong influence when trust in another subject's ability is …
Persistent link: https://www.econbiz.de/10010293426
We characterize how the size distribution of plants, within narrowly defined industries, changed in Italy over a ten-year time span, and relate this to the stock of civic capital at the provincial level. Data on plant size come from the 1991 and 2001 Italian censuses. Civic capital turns out to...
Persistent link: https://www.econbiz.de/10010294314