Showing 1 - 10 of 201
Swarnajayanti Gram Swarozgar Yojana (SGSY) is a government-sponsored microfinance program. The scheme is based on four …
Persistent link: https://www.econbiz.de/10011559127
The study aims at testing the Ghana Microfinance Policy set up to support the vulnerable through access to credit. We … entrepreneurs in the rationing behavior of the microfinance companies. This is what we should expect if the policy is effective. Our … results show that even after controlling for a large number of borrower characteristics, microfinance type and credit …
Persistent link: https://www.econbiz.de/10011584638
We analyze the relationship between Microfinance Institutions (MFIs) and external donors, with the aim of contributing … to the debate on “mission drift” in microfinance. We assume that both the donor and the MFI are pro-poor, possibly at …
Persistent link: https://www.econbiz.de/10011615887
This paper presents a model of the complete microcredit financing chain investor - MIV - MFI - micro-borrower, in which social-minded MIVs provide funds only to those MFIs which do not exploit their bargaining power towards micro-borrowers. The MFIs with the highest bargaining power do not use...
Persistent link: https://www.econbiz.de/10011622904
[Purpose] In recent years, the application of credit scoring in urban microfinance institutions became popular, while … rural microfinance institutions, which mainly lend to agricultural clients, are hesitating to adopt credit scoring. The … present study aims to explore whether microfinance credit scoring models are suitable for agricultural clients, and if such …
Persistent link: https://www.econbiz.de/10011630499
success of microfinance around the world, a large number of commercial banks have made a profitable business out of this … sector. This paper explores various business models by commercial banks in microfinance and provides policy implications for …
Persistent link: https://www.econbiz.de/10011653785
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10010531697
This paper empirically explores the impact of bank size, holding company affiliation and the degree of branching on small business and farm lending through a conceptual analysis encompassing private information asymmetries inherent in these bank dependent borrowers. The study expands the...
Persistent link: https://www.econbiz.de/10011310375
governing the microfinance sector and client protection is also crucial for improving financial inclusion in Sri Lanka. Much …
Persistent link: https://www.econbiz.de/10011310999
Microfinance institutions (MFIs) have been successful in providing credit to millions of low-income borrowers in groups … examine microfinance interest rates and their determinants in order to understand how these rates might be lowered. Using high …
Persistent link: https://www.econbiz.de/10011314064