In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. …

done to stop it. We use an economic model to focus on two key decisions: the borrower's choice to default on a mortgage and … illustrate that unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely …

means of past mortgage deliquency rates. We give a statistical evidence that the non-normal model is much more suitable than …

In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. …

This paper analyses the relationship between female labour market participation and mortgage commitments in life …-cycle set up. In particular it examines whether a mortgage qualification constraint has any effect on female labour market … participation. This is done by conditioning on the mortgage decision in a labour market participation equation for married women …

relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and … inequality in the four countries correspond to their mortgage take up rates and its distribution across income, reflecting the … different degree of development of their respective mortgage markets. In Italy, alternative ways of financing, such as family …

This paper uses a unique data set on more than 600,000 mortgage contracts to estimate a credit supply function which …

This paper uses mortgage data to construct a measure of terms on which households access to external finance, and … spread paid by risky borrowers in the mortgage market. There is evidence that the terms of access to external finance matter …