paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We …) the savings of renters that may be considered as would-beowners. We find a significant effect of home equity on the demand … for second mortgages.Savings of homeowners decrease when house prices accelerate. We find no evidence that inc …

income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household …

the savings rate is not homogeneous. On average, the effect attributed to real estate dominates the other components of … wealth. In addition, the savings rate strongly responds to demographic trends. Besides the direct impact of the age structure …, an indirect effect arises through the accumulation of wealth. The savings rate does not decrease with age in a monotonic …

The paper seeks to add to the existing literature on aggregate and private savings by focusing on transition economies …, aggregate and private savings are driven by almost the same forces – this is the central focus of the paper. The most important …

From 1995 to 2005, the average urban household saving rate in China rose by 8 percentage points, to about one quarter … of disposable income. We use household-level data to explain why households are postponing consumption despite rapid … profile of savings has an unusual U-shaped pattern, with saving rates being the highest among the youngest and oldest …

a new panel survey (SOFIE) to study housing wealth in household portfolios. It then estimates the rates of saving that … selected comparator countries; • Housing represents a major share of household wealth, and this share has risen in line with … the increase in house prices; • The composition of household portfolios is comparable to other selected countries except …

than the flow measures of household savings. Finally a series of adjustments are made to the flow measures of household and … sectoral saving rates for New Zealand, as derived from the national accounts. It also presents estimates for the household … sector, of the stock measure of savings (changes in net wealth). The latter estimates are found to be consistently greater …

This paper describes a structural dynamic microsimulation model of the household that has been developed to explore …

savings, investments and debts by couple members, and how these vary by individual and household characteristics. A particular …This paper builds on the existing literature about the distribution of financial resources within the household between … couple members. Using data from the British Household Panel Study (BHPS) we examine the ownership of, and amounts held in …

insurance between the household categories than in the difference in their savings rates. Whereas the average amount saved on … Sparquote zu. Außerdem beeinflußt die Art der sozialen Sicherung die Höhe der Sparquote. Selbständigen-Haushalte sparen einen … Abschluß von Lebensversicherungen treffen. (Nichtbeamtete) Arbeitnehmer dagegen sparen einen Teil ihres Einkommens nicht …