The purpose of this paper is to present all the determinants of non-performing exposures in Greece, as well as to … importance. Initially, there is a historical review of the causes of the birth of non-performing loans in Greece, which are … securitizations that have taken place in Greece, until December 2021. The main conclusions are, firstly, that securitizations gave the …

the growth of number of banks, banking network and number of employees. The application of the austerity program in Greece …-performing loans, the reduction of banks operating in Greece due to mergers and acquisitions, bank bankruptcy and withdrawal of foreign … banks. All these resulted in Greece having the most concentrated banking market in the Eurozone. The reduction of the number …

that banks require collateral from observably riskier borrowers (lender selection effect), while lower risk premiums arise …

, primarily by community banks. The survey evidence suggests that the use of credit scores in small business lending by community … banks is surprisingly widespread. Moreover, the scores employed tend to be the consumer credit scores of the small business …

acquiring banks value profitable, high-growth, and low-risk targets. We also find that the strength of bank regulation and … regimes and stronger deposit insurance schemes lower the takeover premiums paid by acquiring banks. This result, presumably in …

home country prudential supervisors and deposit insurance funding systems were stricter than the target's. For target banks …