Showing 1 - 10 of 2,827
Background and objectives: The costs and treatment patterns of attention deficit hyperactivity disorder (ADHD) are … subjects of health services research in Germany and worldwide. Previous publications focused mainly on prevalent patients and … thus research gaps were identified regarding costs and treatment patterns of incident patients before and after the first …
Persistent link: https://www.econbiz.de/10011599865
Section 489 of the German Civil Code anchors a prepayment option in all fixed-rate retail loans with a term of more than 10.5 years. The primary purpose of this paper is to develop an approach for valuing legal prepayment options (LPOs), embedded in 15-year German mortgage loans, at their...
Persistent link: https://www.econbiz.de/10014524482
The economic crisis of 2008 has highlighted the ineffectiveness of the banks in their disbursement of mortgages which …
Persistent link: https://www.econbiz.de/10013200774
Purpose: The study is aimed not only at determining the current state of the bank asset securitization market but also at developing methods and ways to improve the processes of bank asset securitization in Russia. Design/methodology/approach: The article presents the results of a survey of...
Persistent link: https://www.econbiz.de/10012622987
The purpose of this contribution is to evaluate the regulatory measures of the Czech central bank within the context of financial consumer protection aimed at slowing down the growth of the mortgage market by introducing new recommendations to restrict LTV limits and other indicators. Households...
Persistent link: https://www.econbiz.de/10012623012
to bank mortgages. The findings suggest the necessity to consider the burden of the high interest costs of unsecured …-credit borrowers. We also find that borrowers change their debt structure to reduce the interest costs utilizing their improved access …
Persistent link: https://www.econbiz.de/10012649799
12 years. In this early stage, I find that a larger management board correlates with higher banking income and lower … banking risk. A more dispersed ownership structure correlates with higher income and lower risk. Incentive based remuneration …
Persistent link: https://www.econbiz.de/10012062707
banking sector. Precisely, it is questioned whether currently employed systemic risk indicators are able to account for banks … indicators are indeed able to account for the German banking sector's heterogeneity, providing insight into different bank types … risk. Structural features of the German banking sector amplify the risk of individual institutions and thus their …
Persistent link: https://www.econbiz.de/10012140464
The resilience of the German banking system is studied on the semiaggregated level from 1968 to 2022. We distinguish …
Persistent link: https://www.econbiz.de/10014476280
We study the effects of securitization on renegotiation of distressed residential mortgages over the current financial … 36% more likely to be renegotiated than comparable securitized mortgages (4.2 to 5.7% in absolute terms). Also …
Persistent link: https://www.econbiz.de/10010292147