Credit rationing is a common feature of most developing economies. In response to it, the governments of these … countries often operate extensive credit programs and lend, either directly or indirectly, to the private sector. We analyze the … macroeconomic consequences of a typical government credit program in a small open economy. We show that such programs increase long …

market-friendly business model and supporting scheme to help SMEs gain access to credit on a sustainable basis. Given the … success of microfinance around the world, a large number of commercial banks have made a profitable business out of this … sector. This paper explores various business models by commercial banks in microfinance and provides policy implications for …

payments and financial literacy, as well as markets for health insurance, crop insurance, agricultural credit, small firm … finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …

controlling for other factors, suggesting that there may be an "urbanization effect" that is dampening credit access and usage … financial inclusion, especially the expansion of bank credit in rapidly growing urbanized areas, where the infrastructure may be …

effects of microfinance. Using descriptive and statistical analyses, results show that the effects of credit in household … members since the requirements and processing are fast and reasonable. This indicates that credit cooperatives rarely … credit lines. …

imperfections are pervasive, and resources are scarce. Relaxing credit constraints can increase the productivity of microenterprises …. Using a field experiment involving agricultural microenterprises in Bangladesh, we estimated the impact of access to credit …) and technical efficiency changes. We found that relative to the baseline rice output per decimal, access to credit …

expectations. A bank collapse multiplies the harmful effects of an initial shock, as a credit squeeze and costly liquidation of …