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Foreclosure externalities: Some new evidence
Gerardi, Kristopher; Rosenblatt, Eric; Willen, Paul S.; … - 2012
In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. …
Persistent link: https://www.econbiz.de/10010292258
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Reducing foreclosures: No easy answers
Foote, Christopher L.; Gerardi, Kristopher; Goette, Lorenz - 2009
done to stop it. We use an economic model to focus on two key decisions: the borrower's choice to default on a mortgage and … illustrate that unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely …
Persistent link: https://www.econbiz.de/10010292331
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Modeling a distribution of mortgage credit losses
Gapko, Petr; Šmíd, Martin - 2010
means of past mortgage deliquency rates. We give a statistical evidence that the non-normal model is much more suitable than …
Persistent link: https://www.econbiz.de/10010322287
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Foreclosure externalities: Some new evidence
Gerardi, Kristopher S.; Rosenblatt, Eric; Willen, Paul S.; … - 2012
In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. …
Persistent link: https://www.econbiz.de/10010377447
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Driving Factors of the Subprime Crisis and Some Reform Proposals
Rudolph, Bernd; Scholz, Julia - In: CESifo DICE Report 06 (2008) 3, pp. 14-19
Persistent link: https://www.econbiz.de/10011696646
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Drivers of structural change in cross-border banking since the global financial crisis
Bremus, Franziska; Fratzscher, Marcel - 2014
importance of regulatory arbitrage as a driver of cross-border bank flows since the global financial crisis. However, in the euro … area, arbitrage in capital stringency was linked to lower cross-border lending since the crisis. …
Persistent link: https://www.econbiz.de/10010421025
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Does CFPB oversight crimp credit?
Fuster, Andreas; Plosser, Matthew; Vickery, James - 2018
evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …
Persistent link: https://www.econbiz.de/10012144700
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Neue Regulierungsstrukturen für Kommunikationsnetze: Überblick und ökonomische Analyse aus der Perspektive von Mehrwertdiensten
Lang, Günter - 2002
Der Telekommunikationssektor ist diejenige Netzindustrie, die innerhalb der Europäischen Union dem wohl ambitioniertesten Reformprozeß unterworfen wurde. Deregulierung und Privatisierung sind die wesentlichen Bausteine, von denen dauerhaft niedrigere Preisniveaus, beschleunigter technischer...
Persistent link: https://www.econbiz.de/10010291678
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Output quality and sources of profit change in the English and welsh water and sewerage companies
Maziotis, Alexandros; Saal, David S.; Thanassoulis, Emmanuel - 2012
technique is of great interest for regulators to evaluate the effectiveness of regulation and companies to identify the …
Persistent link: https://www.econbiz.de/10010294274
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Profit, productivity and price performance changes in the English and welsh water and sewerage companies
Maziotis, Alexandros; Saal, David S.; Thanassoulis, Emmanuel - 2012
The purpose of this paper is to assess the impact of regulation in the financial performance of the Water and Sewerage … effectiveness of regulation and companies to identify the determinants of profit change and improve future performance, even if …
Persistent link: https://www.econbiz.de/10010294297