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Gambling and the use of credit: an individual and household level analysis
Brown, Sarah; Dickerson, Andy; McHardy, Jolian; Taylor, Karl - 2010
use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK … Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling and the use of credit are shown to be positively correlated at the … between gambling and the use of credit is remarkably stable across household income. In addition to our household level …
Persistent link: https://www.econbiz.de/10010271301
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Do You Know That I Am Biased? An Experiment
Ludwig, Sandra; Nafziger, Julia - 2007
This experiment explores whether individuals know that other people are biased. We confirm that overestimation of abilities is a pervasive problem, but observe that most people are not aware of it, i.e. they think others are unbiased. We investigate several explanations for this result. As a...
Persistent link: https://www.econbiz.de/10010264906
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A cross-country database of fiscal space
Kose, M. Ayhan; Kurlat, Sergio; Ohnsorge, Franziska; … - 2017
This paper presents a comprehensive cross-country database of fiscal space, broadly defined as the availability of budgetary resources for a government to service its financial obligations. The database covers up to 200 countries over the period 1990-2016, and includes 28 indicators of fiscal...
Persistent link: https://www.econbiz.de/10012060231
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In-depth Analysis on the Access to and Suitability of the Loans
Manlagñit, Ma. Chelo V. - 2004
effects of microfinance. Using descriptive and statistical analyses, results show that the effects of credit in household … members since the requirements and processing are fast and reasonable. This indicates that credit cooperatives rarely … credit lines. …
Persistent link: https://www.econbiz.de/10011429725
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Financing conditions in the euro area
Bê Duc, Louis; de Bondt, Gabe; Calza, Alessandro; … - 2005
For central banks, the monitoring of financing conditions plays a pivotal role in assessing the actual transmission of monetary policy impulses to borrowers. This paper presents in detail some of the indicators and data used by the ECB to assess financing conditions in the euro area. It also...
Persistent link: https://www.econbiz.de/10011606189
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On the neutrality of credit-driven asset bubbles
Reicher, Christopher Phillip - 2011
This paper proposes and tests a theory of credit-driven asset bubbles which are neutral in their real effects. When a …
Persistent link: https://www.econbiz.de/10010274435
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Income and credit debt of private households
Grabka, Markus M.; Bartz, Berenike - In: Wirtschaftsdienst 102 (2022) 3, pp. 175-180
Germany since the year 2000. It also focuses on the presentation of the prevalence and amount of credit debts of private …
Persistent link: https://www.econbiz.de/10013343049
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Insolvency and its Consequences: A Historical Perspective
Robe, Michel; Steiger, Eva Maria - In: CESifo DICE Report 13 (2015) 4, pp. 35-40
Persistent link: https://www.econbiz.de/10011696941
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The Brazilian Payroll Lending Experiment
Coelho, Christiano Arrigoni; Funchal, Bruno; de Mello, … - 2010
In 2004, Brazil provided an interesting natural experiment concerning personal credit. A new law was enacted allowing …, the new law has caused a reduction in interest rates and an increase in the volume of personal credit. …
Persistent link: https://www.econbiz.de/10011807397
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Are remittances a substitute for credit? Carrying the financial burden of health shocks in national and transnational households
Ambrosius, Christian - 2012
The assumption that remittances are a substitute for credit has been an implicit or explicit theoretical foundation of …
Persistent link: https://www.econbiz.de/10010308747