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evaluating their effectiveness. We conduct two randomized field experiments among low-income micro-entrepreneurs in Chile. The … increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical …
Persistent link: https://www.econbiz.de/10010282613
We study risk attitudes, ambiguity attitudes, and time preferences of 661 children and adolescents, aged ten to eighteen years, in an incentivized experiment. We relate experimental choices to field behavior. Experimental measures of impatience are found to be significant redictors of health...
Persistent link: https://www.econbiz.de/10010294843
scarce. This paper studies two natural experiments to identify the effects of tax incentives and bequest motives on life …
Persistent link: https://www.econbiz.de/10010270489
We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average …
Persistent link: https://www.econbiz.de/10010369236
We study risk attitudes, ambiguity attitudes, and time preferences of 661 children and adolescents, aged ten to eighteen years, in an incentivized experiment. We relate experimental choices to field behavior. Experimental measures of impatience are found to be significant predictors of health...
Persistent link: https://www.econbiz.de/10010427581
situation can be closely monitored, but that it might be a very important complement when savings inhibit observing financial …
Persistent link: https://www.econbiz.de/10010282235
This paper constructs time series data on savings per type of agent for Chile during the period 1960-2012. It is found … that the economy's average savings rate increased by 11 percentage points in the period 1985-2012 compared to 1960- 1984 …, with particularly pronounced growth in corporate savings. The evidence suggests that this increase was driven largely by …
Persistent link: https://www.econbiz.de/10011535730
The aim of this paper is to investigate whether return migrants are more likely to become entrepreneurs than non …-migrant. Although migrants lose their original social networks whilst overseas, savings and human capital accumulation acquired abroad … entrepreneurs for returnees but matter for non-migrants. …
Persistent link: https://www.econbiz.de/10010269590
We empirically examine whether there is discernable variation in the matriculation patterns of low-income students at public flagship institutions in the United States around changes in institutional financial-aid policies that target resident, low-income students with need-based aid. While...
Persistent link: https://www.econbiz.de/10010269635
This working paper provides data confirming that workers in lower-skilled health and social care assistant positions earn considerably less than the national average wage in their country. The publication argues that the wage penalty for working in female-dominated sectors and occupations such...
Persistent link: https://www.econbiz.de/10014565907