des Rentenzugangsalters von vielen favorisiert. Um allerdings Arbeitnehmern einen Anreiz zur Verlängerung der …

In 2001, the voluntary additional Riester pension scheme was implemented in Germany. Financial subsidies should … incentivize people to increase their private pension savings. In this paper, we hypothesize that these publicly subsidized savings … mainly replace existing not subsidized savings and that supplier induced demand is an important factor. Using data from the …

taxed in the system of a classic income tax. The latter should have a negative effect on the savings decision. The results …

This paper examines the purpose of remittances using individual data of migrants in Germany. Particular attention is … paid to migrants' savings and transfers to family members in the home country. Our findings indicate that migrants who … intend to stay in Germany only temporarily have a higher propensity to save and save larger amounts in their home country …

scarce. This paper studies two natural experiments to identify the effects of tax incentives and bequest motives on life …-insurance demand. An unanticipated tax reform in 2000 halved the tax exemption limit for capital income in Germany. We document that …

savings. Moreover,we find that good health expectations increase savings in Western Germany, butdecrease the savings in … studies. We use aunique panel data set on household savings. We find that that a higher unemploymentexpectation significantly … decreases savings. However, we are not able to identify asignificant relationship between general future income expectations and …