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Loan regulation and child labor in rural India
Dasgupta, Basab; Zimmermann, Christian - 2012
We study the impact of loan regulation in rural India on child labor with an overlapping-generations model of formal and informal lending, human capital accumulation, adverse selection, and differentiated risk types. Specifically, we build a model economy that replicates the current outcome with...
Persistent link: https://www.econbiz.de/10010289840
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Investment in financial literacy and saving decisions
Jappelli, Tullio; Padula, Mario - 2011
We present an intertemporal consumption model of consumer investment in financial literacy. Consumers benefit from such investment because their stock of financial literacy allows them to increase the returns on their wealth. Since literacy depreciates over time and has a cost in terms of...
Persistent link: https://www.econbiz.de/10010308561
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Externalities in rural development: Evidence for China
Ravallion, Martin - 2003
level using panel data from four provinces of post-reform rural China. The tests allow for nonstationary fixed effects in …
Persistent link: https://www.econbiz.de/10010279350
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The determinants of household saving in China: A dynamic panel analysis of provincial data
Horioka, Charles Yuji; Wan, Junmin - 2006
In this paper, we conduct a dynamic panel analysis of the determinants of the household saving rate in China using a … life cycle model and panel data on Chinese provinces for the 1995-2004 period from China's household survey. We find that … China's household saving rate has been high and rising and that the main determinants of variations over time and over space …
Persistent link: https://www.econbiz.de/10010332228
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The determinants and long-term projections of saving rates in developing Asia
Horioka, Charles Yuji; Terada-Hagiwara, Akiko - 2011
In this paper, we present data on trends over time in domestic saving rates in twelve economies in developing Asia during the 1966-2007 period and analyze the determinants of these trends. We find that domestic saving rates in developing Asia have, in general, been high and rising but that there...
Persistent link: https://www.econbiz.de/10010332273
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Why are saving rates of urban households in China rising?
Chamon, Marcos; Prasad, Eswar - 2007
From 1995 to 2005, the average urban household saving rate in China rose by 8 percentage points, to about one quarter …
Persistent link: https://www.econbiz.de/10010268197
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Why are saving rates so high in China?
Yang, Dennis Tao; Zhang, Junsen; Zhou, Shaojie - 2011
existing studies, we analyze the sources and causes of China's high and rising saving rates in the government, corporate, and … household sectors. Although the causes of China's high saving are complex, we suggest that the evolving economic, demographic …
Persistent link: https://www.econbiz.de/10010274634
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Population policies, demographic structural changes, and the Chinese household saving puzzle
Ge, Suqin; Yang, Dennis Tao; Zhang, Junsen - 2012
structural changes on the rise in household saving in China. Variations in fines across provinces on unauthorized births under … investigated in the context of household saving decisions in China. …
Persistent link: https://www.econbiz.de/10010291447
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Commercial Aspects of Self-Help Group Banking in India: A Study of Bank Transaction Costs
Dave, Harishkumar R.; Seibel, Hans Dieter - 2002
There are two outstanding aspects to Nabard’s Linking Banks and Self-Help Groups: with an outreach to 500,000 SHGs and a population of 40m rural poor, it is the largest non-directed microsavings & microcredit program in the developing world; and its bank lending rates – fluctuating at market...
Persistent link: https://www.econbiz.de/10010297100
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Mainstreaming Grameen banking: How rural banks combine sustainability with outreach to the poor in the Philippines
Seibel, Hans Dieter; Felloni, Fabrizio - 2003
In many countries, Grameen replication has not fared well in terms of outreach and sustainability. There is no country where the Grameen Bank, reaching two million poor women in groups of five and centers of 30 in Bangladesh, has been truly replicated. In The Philippines, rural banks and...
Persistent link: https://www.econbiz.de/10010297102