Wie bewältigen Haushalte den wirtschaftlichen Wiederaufbau nach einem Krieg? Sind einige Gruppen ländlicher Haushalte in einer Armutsfalle gefangen, während andere der Armut entfliehen können? Diese Fragen werden hier am Beispiel von Mosambik diskutiert, wo kurz nach der Unabhängigkeit im...

How do households cope with post-war economic reconstruction? Are groups of households trapped in poverty? These questions are discussed using the case of Mozambique, a nation in Southern Africa. Shortly after gaining independence in 1975, Mozambique delved into a civil war that lasted until...

Using a micro-level approach to poverty traps, this paper explores welfare dynamics among households in post-war rural Mozambique. Conceptually, the paper builds on an asset-based approach to poverty and tests empirically, with household panel data, for the existence of a poverty trap. Findings...

Migration and remittances are widely seen as major components of diversification strategies aimed at coping with risky environments in developing countries. The debate in the literature mainly concentrates on effects of and access to the strategy of migration. Against this background, the paper...

This paper argues that the study of the demand for financial services in developing countries leaves out part of the story, if it looks at only one of the three elements of the so called finance trinity, i.e. savings products, loans, or insurances, as is largely done in the literature. In...

This article investigates the understandings and perceptions of (micro)insurance among lowincome people in southern Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various types of insurance - among them a micro life insurance...

This paper analyzes the determinants of households' decisions to purchase micro life insurance, the most common but least investigated type of microinsurance. It uses household survey data collected in southern Ghana in 2009. Insurance participation and extent of coverage are examined against a...

In tandem with the growth of microloans and microsavings, insurance policies geared towards low-income households have also become increasingly widespread over the past decade in developing and emerging countries. There is hope that microinsurance will allow large segments of the population who...

Im Zug der Verbreitung von Mikrokrediten und Mikrosparprodukten werden seit ungefähr einem Jahrzehnt auch Versicherungen an einkommensschwache Haushalte in Entwicklungs- und Schwellenländern verkauft. Es besteht die Hoffnung, weite Teile der Bevölkerung, denen ein Zugang zu staatlichem...

The concept of 'structural stability' has been gaining prominence in development policy circles. In the EU's and the OECD Development Assistance Committee's (OECD DAC) understanding, it describes the ability of societies to handle intra-societal conflict without resorting to violence. This study...