Should banks be diversified or focused? Does diversification indeed lead to enhanced performance and, therefore … banks? profitability (ROA) and their portfolio diversification across different industries, broader economic sectors and … geographical regions measured by the Herfindahl Index. To explore this issue, we use a unique data set of the individual bank loan …

The aim of this paper is to provide some preliminary evidence on relation between size, diversification and risk in … explored if there is any impact of diversification on risk. We could not deduce significant result in favor of accounting risk … measure of impaired lending signaling that banks find no incentive in diversification of credit books. The market based …

This study focuses on the diversification benefits of the most developed equity markets of Central and Eastern Europe … (CEE). To evaluate these benefits of diversification we use so-called spanning tests based on a stochastic discount factor … our study addresses the diversification benefits not only for U.S. investors, as is the usual case in these empirical …

this end we measure diversification for all German banks in the period from 1993 to 2002. As measures we use a broad set of … heuristic approaches which capture the deviation of a bank's portfolio from a specified benchmark. Conceivable benchmarks are … naive diversification across all industries or, alternatively, the economy's industry structure. With this framework our …

This paper empirically investigates the determinants of R&D diversification strategies in the drug industry. It … enriches the existing literature by proposing to look at diversification factors, which reflect market and technological …&D diversification is governed by the economies of scope as well as the escape competition motive. Moreover, it is found that competition …

relationships between product diversification, business group affiliation and firm performance in two major economies in Asia. India … and Japan have been chosen as they represent different macroeconomic conditions in which firms operate. Research following … Rumelt (1974) implicitly assumed that the diversification-performance relationship is consistent, regardless of the macro …

specialization. We use data from the Bundesbank's quarterly borrowers statistic to determine the degree of diversification in the …

volatility of growth and profitability are bank-size dependent, and (iii) the relationship between growth and profitability of a … bank. Using a dynamic panel model estimated by GMM for a mixed sample of more than 1500 banks from 65 countries, we find no … evidence of persistence in bank growth. However, our findings suggest significant persistence in bank profitability. Moreover …

employed a dynamic Generalised Method of Moments (GMM) model to estimate the impact of diversification on bank stability. Two … three dimensions of diversification, namely; functional, geographic and loan-portfolio diversification, improve bank …We study the concurrent impact of functional, geographic and loan portfolio diversification on the stability of …