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Regional Interest Rate Variations: Evidence from the Indonesian Credit Markets
Ridhwan, Masagus M.; de Groot, Henri L.F.; Rietveld, Piet; … - 2012
loan pricing. The model demonstrates how risks, costs, market concentration and scale economies jointly determine the bank …
Persistent link: https://www.econbiz.de/10010326292
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Applications or approvals: What drives racial disparities in the Paycheck Protection Program?
Chernenko, Sergey; Kaplan, Nathan; Sarkar, Asani; … - 2023
, and the bank approval disparity is also larger in more racially biased counties. We conclude that insofar as automation by …
Persistent link: https://www.econbiz.de/10014480565
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Fiscal Deficits, Financial Fragility, and the Effectiveness of Government Policies
Kirchner, Markus; van Wijnbergen, Sweder - 2012
Recent macro developments in the euro area have highlighted the interactions between fiscal policy, sovereign debt, and financial fragility. We take a structural macroeconomic model with frictions in the financial intermediation process, in line with recent research, but introduce asset choice...
Persistent link: https://www.econbiz.de/10010326246
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Banking with Contingent Contracts, Macroeconomic Risks, and Banking Crises
Gersbach, Hans - 2008
We examine banking competition when deposit or loan contracts contingent on macroeconomic shocks become feasible. We show that the risk allocation is efficient, provided that banks are not bailed out. In this case, banks may shift part of the risk to depositors. The private sector insures the...
Persistent link: https://www.econbiz.de/10011753157
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A macroeconomic framework for quantifying systemic risk
He, Zhiguo; Krishnamurthy, Arvind - 2012
Systemic risk arises when shocks lead to states where a disruption in financial intermediation adversely affects the economy and feeds back into further disrupting financial intermediation. We present a macroeconomic model with a financial intermediary sector subject to an equity capital...
Persistent link: https://www.econbiz.de/10011506753
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The bank lending channel: lessons from the crisis
Gambacorta, Leonardo; Marqués-Ibáñez, David - 2011
strength of the bank lending channel, recent evidence shows that bank-specific characteristics can have a large impact on the …
Persistent link: https://www.econbiz.de/10011605381
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Determinants of bank interest margins in Russia: Does bank ownership matter?
Fungáčová, Zuzana; Poghosyan, Tigran - 2009
This paper analyzes interest margin determinants in the Russian banking sector with a particular emphasis on the bank … ownership structure. Using a unique bank-level data covering Russia's entire banking sector for the 1999-2007 period, we find … operational costs and bank risk aversion is homogeneous across ownership groups. The results overall suggest the form of bank …
Persistent link: https://www.econbiz.de/10012148597
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The Insurance Premium in the Interest Rates of Interlinked Loans in a Small-scale Fishery
Riekhof, Marie-Catherine - 2016
Interest payments based on income flows are a common feature of informal loans. Such so-called `interlinked loans' can be seen as an insurance against very low disposable incomes, as interest payments are lowest when income turns out to be low. This paper examines whether interlinked loans...
Persistent link: https://www.econbiz.de/10011753328
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Coordination Frictions and The Financial Crisis
Gautier, Pieter A. - 2009
equilibria. The paper presents a simple Diamond (1982) type of model where firms must find an (investment) bank to finance their …
Persistent link: https://www.econbiz.de/10010326063
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Money, Regulation and Growth: Financing New Growth in Europe
Bruni, Franco; Ganchev, Gancho; Tsenkov, Vladimir; … - 2014
On June 4-5, 2014, SUERF and Baffi Finlawmetrics jointly organised a Colloquium/Conference “Money, Regulation and Growth: Financing New Growth in Europe” at Bocconi University, Milan. The present SUERF Study includes a selection of papers based on the authors’ contributions to the Milan...
Persistent link: https://www.econbiz.de/10011689965