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This paper deals with the relation between excessive risk taking and capital structure in banks. Examining a quarterly dataset of U.S. banks between 1993 and 2010, we find that equity is valued higher when more risky portfolios are chosen when leverage is high, and that more risk taking has a...
Persistent link: https://www.econbiz.de/10010326471
services is related to household characteristics, bank ownership structure and the development of the financial infrastructure …. At the household level we find that the holding of a bank account or bank card increases with income, wealth and … integration. Our results show that foreign bank ownership is associated with more bank accounts among high-wealth, high …
Persistent link: https://www.econbiz.de/10011605341
, however, the bank can readjust the level of risk after the deposit rate is contracted, market discipline leads to an increase …
Persistent link: https://www.econbiz.de/10011430018
Government provision of a financial safety net for financial institutions has been a key element of the policy response to the current crisis, with governments extending existing guarantees and introducing new ones. These measures have been helpful in avoiding a further accelerated loss of...
Persistent link: https://www.econbiz.de/10010298597
economies of the world. He finds that, facing a crisis of confidence leading to visible bank runs, bank supervisors nearly … Schich of the OECD has written an excellent overview of the current situation of bank deposit insurance in the industrial …
Persistent link: https://www.econbiz.de/10010298602
Government provision of a financial safety net for financial institutions has been a key element of the policy response to the current crisis, with governments extending existing guarantees and introducing new ones. These measures have been helpful in avoiding a further accelerated loss of...
Persistent link: https://www.econbiz.de/10010298638
Bank capital regulation seems to be today's most accepted regulatory instrument. The reasoning is that limited …
Persistent link: https://www.econbiz.de/10010260495
competition/performance and financia1 sector openness (meaning foreign bank access to domestic markets), and between growth and …
Persistent link: https://www.econbiz.de/10010324847
Der aktuell diskutierte Gesetzentwurf für eine Reform der Einlagensicherung in Weißrussland verfolgt das Hauptziel …
Persistent link: https://www.econbiz.de/10010296602
shock caused by a large-bank failure in conjunction with detailed data on interbank exposures. First, we find robust … evidence that higher interbank exposure to the failed bank leads to large deposit withdrawals. Second, the magnitude of …
Persistent link: https://www.econbiz.de/10011605193