-only loans do not fully use the lower instalments to increase their savings or to amortise more expensive debt. This is in … particular the case for the families who choose interest-only loans with a variable interest rate, which is the most common loan … with a high loan to value ratio. Furthermore, first time borrowers choosing interest-only loans take loans of higher …

During the first decade of the 21st century, household FX loans spread in numerous countries in Central and Eastern …. Disregarding countries that joined the euro area, Hungary was the only state where household FX loans were completely phased out … household FX loans in Hungary from the point of view of the legal considerations, the interest rate environment, the …

housing investments and mortgage loans, went down sharply. Against this background our paper points to the significance of … cash flow effects in the case of the widely used annuity loans in housing finance and above all emphasises the role of the … to pay. This is especially true for loans in the form of a percentage annuity, as an additional maturity shortening …

bank may prevent the worst by acting as creditor of last resort, purchasing loans where otherwise debt default (and …

Bank may prevent the worst by acting as creditor of last resort, purchasing loans where otherwise debt default (and …

access to comprehensive information on all mortgage loans in Denmark. Exploiting the exogenous shock to pension taxation, we … demonstrate how a sharp reduction in voluntary pension savings is partly offset by increased repayments on mortgage loans. …