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Analysis and modeling of the determinants of mobile banking acceptance
Silva Bidarra, Samuel Henrique; Muñoz-Leiva, Francisco; … - In: The International Journal of Management Science and … (2013) 8-(Apr-Jun), pp. 1-27
Mobile banking represents a great breakthrough in electronic banking. However due to several factors, costumers are not still completely confident in its use. In this study we contribute to the research on electronic banking adoption, in particular mobile banking acceptance, and we improve our...
Persistent link: https://www.econbiz.de/10010368685
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Person-to-person electronic funds transfers: Recent developments and policy issues
Shy, Oz - 2010
The paper investigates the reasons why person-to-person electronic funds transfers are still not very common in the United States compared with practices in many other countries. The paper also describes recent enhancements to online and mobile banking that provide account holders with low-cost...
Persistent link: https://www.econbiz.de/10010282750
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Digitalisierung im Zahlungsverkehr und Geldwesen: Banken und Geld im Umbruch - steigt die Wohlfahrt oder die Stabilitätsrisiken?
Bibow, Jörg - 2021
Digitalisierung und damit verbundene Innovationen treiben den Strukturwandel in der Finanzwirtschaft an.Sie können den … aus der fortschreitenden Digitalisierung des Geldes? …
Persistent link: https://www.econbiz.de/10012438293
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Digitale Transformation im Bankwesen: Welche IT-Investitionen erhöhen die Eigenkapitalrentabilität und Kundenzufriedenheit?
Heinrich, Carlo Honoré; Lehrbass, Frank; FOM … - 2024
In einer panel-ökonometrischen Studie von 6 international operierenden Banken über 37 Quartale untersuchen wir vier verschiedene Digitalisierungsmaßnahmen hinsichtlich ihres Effekts auf den Return on Equity. Ein Fixed-Effects-Modell mit einem R² von 36% zeigt auf, dass der RoE bei Vorliegen...
Persistent link: https://www.econbiz.de/10015064743
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Digitalisierung im Handwerk - ein Forschungsüberblick
Thonipara, Anita; Höhle, David; Proeger, Till; Bizer, … - 2020
Die Digitalisierung des Handwerks ist ein zentrales Thema für Handwerksorganisationen und Wirtschaftspolitik. Die … Literaturüberblick über die bisherigen empirischen Erkenntnisse zur Digitalisierung des Handwerks. Hierfür werden insgesamt 32 Studien … grundsätzlich eine positive Haltung gegenüber der Digitalisierung. Die Handwerksunternehmen nehmen die Digitalisierung als Chance …
Persistent link: https://www.econbiz.de/10012178179
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Discriminatory fees, coordination and investment in shared ATM networks
Ferrari, Stijn - 2010
This paper empirically examines the effects of discriminatory fees on ATM investment and welfare, and considers the role of coordination in ATM investment between banks. Our main findings are that foreign fees tend to reduce ATM availability and (consumer) welfare, whereas surcharges positively...
Persistent link: https://www.econbiz.de/10011506704
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Consumer support for environmental policies: an application to purchases of green cars
Coad, Alex; de Haan, Peter; Woersdorfer, Julia Sophie - 2008
This paper focuses on how consumer motivation can be tapped in order to encourage the adoption of cleaner technologies. Consumers are heterogeneous they may be guided by intrinsic motivation or extrinsic motivation. While information provision policies (such as the energy label for cars) may be...
Persistent link: https://www.econbiz.de/10010274036
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Parting with "blue monday": Preferences in home production and consumer responses to innovations
Witt, Ulrich; Woersdorfer, Julia Sophie - 2011
How can economic theory explain the reasons why consumers adopt innovations? Using the example of innovations in washing machines two approaches are compared. The first focuses in the manner of household production theory on changes in constraints without specifying preferences, leading to the...
Persistent link: https://www.econbiz.de/10010286759
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Will imitators follow pioneer consumers in the adoption of solar thermal systems? Empirical evidence for North-West Germany
Wörsdorfer, Julia Sophie; Kaus, Wolfhard - 2010
In Germany, solar thermal systems (STS) have only diffused to a minor extent yet. This paper analyzes, which demand side factors are decisive for the further proliferation of this environmentally benign technology. Making use of a consumer survey in North-West Germany in 2007, we examine the...
Persistent link: https://www.econbiz.de/10010286768