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merger related effects on small business lending in Germany from a bank-level perspective. Furthermore, we estimate small … businesses compared to prior to the merger or compared to the contemporaneous lending by non-merging banks. We investigate the …
Persistent link: https://www.econbiz.de/10010269737
This paper analyzes the effects of bank mergers on bank firm relationships. Using matched bank-firm level data, I find … positive effects of mergers for borrowers that continue the lending relationship with the consolidated bank. On average …
Persistent link: https://www.econbiz.de/10011604980
problems involved. In this study, we analyze the effect of German bank mergers in the period 1995-2000 on banks' profitability …
Persistent link: https://www.econbiz.de/10010295943
by changes following bank mergers involving Federal Reserve customer banks. This paper evaluates the effect of bank … two or more Reserve Bank customers have resulted in volume losses, especially during the first quarter following the … merger. On average, the estimated cumulative loss of volume during the first five post-merger quarters was 2.6 million checks …
Persistent link: https://www.econbiz.de/10010263334
-relationship borrowers who "switch" to another bank following a merger will be less harmed than those whose relationship is "dropped" and not … to be dropped. We track post-merger performance and show that many dropped target-bank borrowers are harmed by the merger …Assessing the impacts of bank mergers on small firms requires separating borrowers with single versus multiple banking …
Persistent link: https://www.econbiz.de/10011506699
In this paper, we investigate how bank mergers affect bank revenues and present empirical evidence that mergers among … banks have a substantial and persistent negative impact on merging banks' revenues. We refer to merger related negative … customers and the temporary distraction of management from day-to-day operations by effecting the merger. For our analyses we …
Persistent link: https://www.econbiz.de/10010332993
comparatively cheap deposits of bank's liabilities but among other factors especially by the size of the bank. In our empirical … finding of a strong influence of bank size on funding costs is also in an in international context of great interest as … mergers among small local banks - the key driver of bank growth - are a recent phenomenon not only in European banking that is …
Persistent link: https://www.econbiz.de/10010271347
vary substantially across studies. In this paper, we aim for a comprehensive empirical analysis of a bank merger's impact … for the rigidity of the deposit rates and for a range of merger, bank and local market features. An innovation of our work … impact of bank mergers on deposit rates. In particular, results on the dynamics of deposit rates surrounding bank mergers …
Persistent link: https://www.econbiz.de/10010295939
This paper suggests a motive for bank mergers that goes beyond alleged and typically unverifiable scale economies … distress mergers. The data comprise 3640 banks and 1484 mergers. Our results suggest that bank mergers as a means of preemtive …
Persistent link: https://www.econbiz.de/10010263306
This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …
Persistent link: https://www.econbiz.de/10011506568