This paper investigates the main individual driving forces of Hungarian household credit risk and measures the … gathered by the Magyar Nemzeti Bank (MNB) in January 2007. Our study presents three alternative ways of modelling household … testing. Our results suggest that the main individual factors affecting household credit risk are disposable income, the …

Sound household financial conditions are relevant for both financial and monetary stability. Therefore, we analyse … household financial fragility in a sample of euro area countries with the aim to shed some light on the nature of the large debt … increase accumulated in recent years. We focus on household arrears on payment obligations, which are one of the most direct …

-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates … whether severe household indebtedness is driven by trigger events such as unemployment, childbirth, divorce, or the death of … are likely to cause severe household indebtedness. Unemployment also worsens the relative debt situation mainly due to the …

community oriented financial intermediary (COFI) and reinforces the significance of using a household approach in evaluating the … effects of microfinance. Using descriptive and statistical analyses, results show that the effects of credit in household … smoothing their consumptions. It has also been shown that the access to COFI loans is relatively easy for the client household …

States is evaluated. For this purpose aggregated data and micro household data are used. The findings show a mixed picture …

This study focuses on the financialization of the U.S. household sector, featuring enhanced access to credit and ease … household income shows that the continued decline in household saving in the 1990s was broadly based and included middle …