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experimental setup. We test how fraud behavior varies for insurance contracts with full coverage, a straight deductible or variable …This paper investigates the impact of insurance contract design on the behavior of filing fraudulent claims in an …, with no psychological costs of committing fraud. While some people always commit fraud, a substantial share of people only …
Persistent link: https://www.econbiz.de/10010300737
paper is twofold. First of all, it explains why insurance fraud can be considered as a contractual problem. Consequently …, selected instruments to fight insurance fraud and problems concerning the punishment of detected defrauders are analyzed by … schwerwiegenden Problemen. Im Rahmen des vorliegenden Beitrags wird zum einen erläutert, warum Versicherungsbetrug als ein …
Persistent link: https://www.econbiz.de/10010307648
Most insurance companies publish few data on the occurrence and detection of insurance fraud. This stands in contrast … uncertainty about fraud detection can be an effective strategy to deter ambiguity-averse agents from reporting false insurance … committing to a fraud detection strategy eliminates the ambiguity. Thus strategic ambiguity can be an equilibrium outcome in the …
Persistent link: https://www.econbiz.de/10010278819
Most insurance companies publish few data on the occurrence and detection of insurance fraud. This stands in contrast … uncertainty about fraud detection can be an effective strategy to deter ambiguity-averse agents from reporting false insurance … committing to a fraud-detection strategy eliminates the ambiguity. Thus, strategic ambiguity can be an equilibrium outcome in the …
Persistent link: https://www.econbiz.de/10010286019
The recent automobile liability insurance crisis in Atlantic Canada has prompted the four provincial legislations … proposes a new area of discussion: The merger of the four provincial insurance regulatory bodies to combat insurance fraud. We … base our paper on the principle that recent premium increases are mainly due to an increase in insurance fraud. We show …
Persistent link: https://www.econbiz.de/10010307639
signal of the system and auditing becomes more effective. This paper presents conditions under which insurance fraud and the …The purpose of this paper is to characterize the impact of fraud detection systems on the auditing procedure and the … equilibrium insurance contract, when a policyholder can report a loss that never occurred. Insurers can only detect fraudulent …
Persistent link: https://www.econbiz.de/10010307641
focuses attention on the insurance fraud problem in a setting where insurers repeatedly verify claims satisfied by service … on optimal audit in insurance and the exploitation/exploration trade-off in multi-armed bandit problems. …
Persistent link: https://www.econbiz.de/10011996574
experimental setup. We test whether or not peoples' fraud behavior varies for insurance contracts with full coverage, a straight …-malus contracts with variable insurance premiums significantly reduce insurance fraud both compared to full coverage and deductible … therefore a good means to reduce insurance fraud. …
Persistent link: https://www.econbiz.de/10010270113
We study the impact of insurance on the amount of fraud in a physician-patient relationship. In a market for credence … lead to either less fraud in the market and a lower probability of patients searching for second opinions or more fraud and …
Persistent link: https://www.econbiz.de/10010315371
management in Jordanian Insurance companies. A questionnaire was developed to investigate the dimensions of the study and was …, Intellectual stimulation and Empowerment) and change management are available in Jordanian Insurance companies. The study …
Persistent link: https://www.econbiz.de/10012703491