Showing 1 - 10 of 1,580
Microcredit seeks to promote business growth and improve well-being by expanding access to credit. We use a field … experiment and follow-up survey to measure impacts of a credit expansion for microentrepreneurs in Manila. The effects are … microlenders: male and higher-income entrepreneurs. In all, our results suggest that microcredit works broadly through risk …
Persistent link: https://www.econbiz.de/10010282744
We study the effects of competition on loan rates and portfolio-at-risk in microcredit markets using a new database … the for-profit sector, even after controlling for the presence of credit registries. …
Persistent link: https://www.econbiz.de/10010352061
mindestens so gut gestellt wie Kreditnehmer. Bleiben alle sonstigen kredit- und kreditnehmerspezifischen Merkmale gleich, dann …
Persistent link: https://www.econbiz.de/10011602210
This article argues that the microfinance model that arrived in Latin America in the 1970s has proven, as elsewhere … microfinance model is responsible for embedding and giving continued impetus to an adverse 'anti-development' trajectory in Latin … ignored for fear of undermining and delegitimizing the global microfinance model and, with it, the dominant political …
Persistent link: https://www.econbiz.de/10010369664
effects of microfinance. Using descriptive and statistical analyses, results show that the effects of credit in household … members since the requirements and processing are fast and reasonable. This indicates that credit cooperatives rarely … credit lines. …
Persistent link: https://www.econbiz.de/10011429725
This paper investigates investment performance of microfinance investment funds. The examined funds have recorded lower … revealed that investment in microfinance investment funds that focus especially on debt instruments represents an attractive … investors with a particular interest in the socially responsible aspect of investment into microfinance. …
Persistent link: https://www.econbiz.de/10010322191
The recent financial crisis has put the spotlight on the rapid rise in credit which preceded it. In this paper, we … provide an empirical and theoretical analysis of the credit boom and the macroeconomic context in which it developed. We find … economies in which it took place. We show that this type of credit and financial cycle is hard to reconcile with existing …
Persistent link: https://www.econbiz.de/10010277874
Microfinance is typically associated with joint liability of group members. However, a large part of microfinance … contracts. Moreover, we show that microfinance institutions offer group loans when the loan size is rather large, refinancing … costs are high, and competition between microfinance institutions is low. Otherwise, individual loans are offered …
Persistent link: https://www.econbiz.de/10010334012
, small- and medium-sized enterprises (MicSMEs) and poor households. The overall policy environment for promoting microfinance …
Persistent link: https://www.econbiz.de/10011429669
recovery of the real economy (the lack of credit demand), or it is caused by the balance sheet adjustment of financial … intermediaries, that is tight credit supply is prevalent. In this paper we identify supply and demand in the corporate loan market in …
Persistent link: https://www.econbiz.de/10010322412