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Gambling and the use of credit: an individual and household level analysis
Brown, Sarah; Dickerson, Andy; McHardy, Jolian; Taylor, Karl - 2010
use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK … Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling and the use of credit are shown to be positively correlated at the … between gambling and the use of credit is remarkably stable across household income. In addition to our household level …
Persistent link: https://www.econbiz.de/10010271301
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On the neutrality of credit-driven asset bubbles
Reicher, Christopher Phillip - 2011
This paper proposes and tests a theory of credit-driven asset bubbles which are neutral in their real effects. When a …
Persistent link: https://www.econbiz.de/10010274435
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A Note on Health Insurance and Growth
Bräuninger, Michael - 2003
This paper compares public health care with private health insurance in an overlapping generations endogenous growth model. It is shown that economic growth is higher when there is a private health insurance.
Persistent link: https://www.econbiz.de/10010263394
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The Impact of Private versus Social Health Insurance on Offered Waiting Times in German Acute Care Hospitals
Schwierz, Christoph; Wübker, Ansgar; Kuchinke, Björn A. - 2009
This paper shows that patients with private health insurance (PHI) are being offered significantly shorter waiting times than patients with statutory health insurance (SHI) in German acute hospital care. This behavior may be driven by the higher expected profitability of PHI relative to SHI...
Persistent link: https://www.econbiz.de/10010265826
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Supplementary private health insurance in selected countries : lessons for EU governments?
Gechert, Sebastian - 2009
A famous idea to maintain affordable health expenditures is to cut back statutory health insurance (SHI) to a basic insurance and to introduce supplementary private health insurance (PHI), permitted to cover the remaining benefits and to apply managed care mechanisms. The measure is supposed to...
Persistent link: https://www.econbiz.de/10010266017
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The effect of private health insurance on medical care utilization and self-assessed health in Germany
Hullegie, Patrick; Klein, Tobias J. - 2010
In Germany, employees are generally obliged to participate in the public health insurance system, where coverage is universal, co-payments and deductibles are moderate, and premia are based on income. However, they may buy private insurance instead if their income exceeds the compulsory...
Persistent link: https://www.econbiz.de/10010269868
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Solving the Premium Risk Problem, Insurer Switches, and Transfers of Aging Provisions
Meier, Volker - In: CESifo DICE Report 01 (2003) 3, pp. 20-23
Persistent link: https://www.econbiz.de/10011696440
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Effect of type of insurance and income on waiting time for outpatient care
Roll, Kathrin; Stargardt, Tom; Schreyögg, Jonas - 2011
This paper analyzes the impact of type of insurance, income, and reason for appointment on waiting time for an appointment and waiting time in the physician's practice in the outpatient sector. Data were obtained from a German patient survey conducted between 2007 and 2009. We differentiated...
Persistent link: https://www.econbiz.de/10010310628
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A cross-country database of fiscal space
Kose, M. Ayhan; Kurlat, Sergio; Ohnsorge, Franziska; … - 2017
This paper presents a comprehensive cross-country database of fiscal space, broadly defined as the availability of budgetary resources for a government to service its financial obligations. The database covers up to 200 countries over the period 1990-2016, and includes 28 indicators of fiscal...
Persistent link: https://www.econbiz.de/10012060231
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In-depth Analysis on the Access to and Suitability of the Loans
Manlagñit, Ma. Chelo V. - 2004
effects of microfinance. Using descriptive and statistical analyses, results show that the effects of credit in household … members since the requirements and processing are fast and reasonable. This indicates that credit cooperatives rarely … credit lines. …
Persistent link: https://www.econbiz.de/10011429725