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A estrutura patrimonial do sistema bancário no Brasil no períodico recente (I-2007/I-2014)
de Oliveira, Giuliano Contento - 2015
behavior of credit by public banks; especially Caixa Econômica Federal and Banco do Brasil. While the growth of banking credit …
Persistent link: https://www.econbiz.de/10011444824
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How resilient is mortgage credit supply? Evidence from the COVID-19 pandemic
Fuster, Andreas; Hizmo, Aurel; Lambie-Hanson, Lauren; … - 2021
We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market … frictions and operational bottlenecks contributed to unusually inelastic credit supply, and that technology-based lenders … flow of credit in the conforming segment. …
Persistent link: https://www.econbiz.de/10012606363
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Banking networks and economic growth: From idiosyncratic shocks to aggregate fluctuations
Kundu, Shohini; Vats, Nishant - 2021
This paper explores the transmission of non-capital shocks through banking networks. We develop a methodology to construct non-capital (idiosyncratic) shocks, using labor productivity shocks to large firms. We document a change in the relationship between foreign idiosyncratic shocks and...
Persistent link: https://www.econbiz.de/10013396518
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The Countercyclical Capital Buffer and the Composition of Bank Lending
Auer, Raphael A.; Ongena, Steven - 2019
question, we identify the compositional changes in banks’ supply of credit using the variation in their holdings of residential …
Persistent link: https://www.econbiz.de/10012141016
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Does CFPB oversight crimp credit?
Fuster, Andreas; Plosser, Matthew; Vickery, James - 2018
We study the effects of regulatory oversight by the Consumer Financial Protection Bureau (CFPB) on credit supply as …
Persistent link: https://www.econbiz.de/10012144700
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Macroprudential policy, countercyclical bank capital buffers and credit supply: evidence from the spanish dynamic provisioning experiments
Jiménez, Gabriel; Ongena, Steven; Peydró, José-Luis; … - In: Journal of Political Economy 125 (2017) 6, pp. 2126-2177
To study the impact of macroprudential policy on credit supply cycles and real effects, we analyze dynamic provisioning … differentially. We find that dynamic provisioning smooths credit supply cycles and, in bad times, supports firm performance. A 1 … percentage point increase in capital buffers extends credit to firms by 9 percentage points, increasing firm employment (6 …
Persistent link: https://www.econbiz.de/10012211192
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Transformation Needed
Westerfeld, Simone; Wullschleger, Beatrix - In: Credit and Capital Markets – Kredit und Kapital 53 (2020) 2, pp. 285-298
For the sixth time, international academics and practitioners met for a successful credit risk conference. Keynote …, credit ratings and risk analysis. Digitization also leaves its mark in this area and requires, to varying degrees, a …
Persistent link: https://www.econbiz.de/10014524262
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The impact of supervision on bank performance
Hirtle, Beverly J.; Kovner, Anna; Plosser, Matthew - 2016
Does the intensity of supervision affect quantifiable outcomes at supervised firms? We develop a novel proxy to identify plausibly exogenous variation in the intensity of supervision across large U.S. bank holding companies (BHCs), based on the size rank of a BHC within its Federal Reserve...
Persistent link: https://www.econbiz.de/10011537998
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The economics of bank supervision
Eisenbach, Thomas M.; Lucca, David O.; Townsend, Robert M. - 2016
We study bank supervision by combining a theoretical model that distinguishes supervision from regulation and a novel dataset on work hours of Federal Reserve supervisors. We highlight the trade-offs between the benefits and costs of supervision and use the model to interpret the relationship...
Persistent link: https://www.econbiz.de/10011537999
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Parsing the content of bank supervision
Goldsmith-Pinkham, Paul; Hirtle, Beverly J.; Lucca, David O. - 2016
We measure bank supervision using the database of supervisory issues, known as matters requiring attention or immediate attention, raised by Federal Reserve examiners to banking organizations. The volume of supervisory issues increases with banks' asset size, especially for the largest and most...
Persistent link: https://www.econbiz.de/10011538000