couples and their level of wealth and financial stress using TILDA data for Ireland. We find that joint financial literacy is …Financial literacy is higher for men than for women and high financial literacy has been linked to higher wealth and … better retirement planning. However, relatively little is known about the decision making process for retirement savings …

Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial …

financial literacy is an important determinant of financial protection in the older pre-retirement population in Ireland. Using … with higher total household wealth, lower financial stress and higher expected retirement income. We find little evidence … assume responsibility for a greater share of their future retirement saving and health and long-term care costs. Financial …

increase individuals' financial literacy and that the relationship between financial literacy and wealth is largely …

criterion to rank them but that the retirement motive is the most important saving motive of European households if the … importance of each saving motive, with saving for the retirement motive being less important in countries with generous public … findings suggest that the retirement motive and the precautionary motive are the dominant motives for saving in Europe partly …

We use administrative data for Norway to estimate an incomplete-market life-cycle model of retired singles and couples … utility to differ between households with and without offspring. Our estimates imply a very strong utility of residual wealth …-quarters of aggregate wealth at age 85. More surprisingly, we estimate similar utility of residual wealth for households with and …

We conduct a randomized controlled trial to understand how a web-based retirement saving calculator affects workers …' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goal. In the treatment … condition, it also projects retirement income based on defined-contribution savings, prominently displays the gap between …

We conduct a randomized controlled trial to understand how a web-based retirement saving calculator affects workers …' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goals. In the treatment … condition, it also projects retirement income based on definedcontribution savings, prominently displays the gap between …

Many middle-income workers save for retirement through 401(k) plans. This study addresses the concern that low account … balances of older workers may indicate that these vehicles are not sufficient to insure adequate retirement savings. In … pension system and adequacy of retirement income. Projections of future retirement income readiness that assume that workers …

Defaults have been shown to have a powerful effect on retirement saving behavior yet there is limited research on who … data on employer-sponsored retirement accounts linked to survey data, we estimate the relationship between retirement …