Financial inclusion efforts have resulted in a rapid increase in access to financial services. However, the usage of … have caused usage to lag behind access using a qualitative approach. Data is collected from two predominantly rural …

Enabling everybody to benefit from regulated financial services has become a global policy goal. However, while access … Ghana. It investigates, for the first time on a single country national dataset, the five sets of constraints on use of … constraints on account use in Ghana using individual level data from a nationally representative sample collected by Finscope in …

governing the microfinance sector and client protection is also crucial for improving financial inclusion in Sri Lanka. Much …

Policy emphasis for financial sector development has shifted away from microfinance and towards the development of … 'inclusive financial markets'. But for inclusion to take place, policy must address barriers to access. This paper analyses the … service-M-PESA. We find that, despite an expansion of services, evidence of access barriers is now clearer than it was in 2006 …

This paper is concerned with the recent history of microfinance, both for itself and as a case study of the evolution … applauded the successes of microfinance in expanding financial market opportunities; and a political economy critique that … India, before turning to the potential for a more inductive and plural account. A more plural history of microfinance …

This paper lays out some of the basic concepts surrounding financial inclusion, including access to banking, digital … finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …

construction work through non-mortgage microloans. In Mexico, these housing microfinance schemes have recently been incorporated … investment in microfinance. I reflect on these processes in this article by bringing critical accounts of financial inclusion in … marketization—to highlight the ambivalences of the expanded access to finance for poor households engaged in self-organized building …