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Financial literacy and self-control in FinTech: Evidence from a field experiment on online consumer borrowing
Bu, Di; Hanspal, Tobin; Liao, Yin; Liu, Yong - 2020
We report the results of a longitudinal intervention with students across five universities in China designed to reduce online consumer debt. Our research design allocates individuals to either a financial literacy treatment, a self-control training program, or a zero-touch control group....
Persistent link: https://www.econbiz.de/10012181653
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Empirical investigation of the Fintech and financial literacy nexus: small business managers' insights in Cameroon
Hikouatcha, Prince; Tagne Foka, Alain Gilles; Fossi, … - 2023
effect of Fintech on the level of financial literacy of small business' managers in Cameroon. To this end, information was … knowledge of their existence, the frequency of use of Fintech tools is better able to contribute to improving financial literacy …
Persistent link: https://www.econbiz.de/10014549277
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Peer to peer lending: A (financial stability) risk perspective
Käfer, Benjamin - 2016
The aim of this paper is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of...
Persistent link: https://www.econbiz.de/10011516892
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Financial literacy and fintech use in family business: Evidence from developing Asia
Kodama, Wataru; Morgan, Peter J.; Azhgaliyeva, Dina - 2024
of financial products including financial technology (fintech). However, no study has examined the effects of the … financial literacy of family business owners on fintech use and business outcomes in developing Asia, where family businesses … financial literacy has strong and positive effects on fintech use in family businesses and various business outcomes, including …
Persistent link: https://www.econbiz.de/10014540509
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Who are robo-advisor users?
Kim, Seongsu David; Cotwright, Marty; Chatterjee, Swarn - In: Journal of Finance Issues 18 (2019) 2, pp. 33-50
The purpose of this study is to explore the demand for robo-advising services by analyzing the participants’ behavioral characteristics and investment patterns. With the 2015 Financial Industry Regulatory Authority Investor data, we found that robo-advisor users were younger investors with...
Persistent link: https://www.econbiz.de/10012420362
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Millennial mobile payment users: A look into their personal finances and financial behavior
Hasler, Andrea; Lusardi, Annamaria - 2020
The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information …
Persistent link: https://www.econbiz.de/10012609969
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Fintech, financial literacy, and consumer saving and borrowing: The case of Thailand
2020
(FinTech) is expected to promote financial inclusion, and encourage better financial literacy, many challenges remain. This … the connections between FinTech, financial behavior, and financial knowledge and attitude, is then presented, to reflect … to promote FinTech, financial inclusion, and financial literacy in Thailand: (1) development of interoperable …
Persistent link: https://www.econbiz.de/10012609995
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Embracing responsible innovation and empowering consumers in the digital age
Cumming, Douglas J.; Johan, Sofia Atiqah - 2020
fintech adoption. We further examine Google Scholar to identify gaps in the research in specific regions. Finally, we use more … specific information from one type of fintech-crowdfunding-to show that financial literacy indeed facilitates fintech and to …
Persistent link: https://www.econbiz.de/10012610031
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The relationship between financial literacy and financial inclusion
Grohmann, Antonia; Menkhoff, Lukas - 2020
About two billion people in the world do not own a financial account and there are many more who use financial services only occasionally. In the past, initiatives which address these problems of financial exclusion focused on the supply side of financial markets, in particular by increasing the...
Persistent link: https://www.econbiz.de/10012320280
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How do demographic and socioeconomic factors affect financial literacy and its variables?
Dewi, Vera Intanie - In: Cogent Business & Management 9 (2022) 1, pp. 1-12
The purpose of this study was to investigate various relationships between demographic and socioeconomic factors and financial literacy variables. Instead of using two or three variables as commonly adopted in the literature, this study employed multivariable analysis to investigate financial...
Persistent link: https://www.econbiz.de/10014505776