This study examines empirically the information content of the euro area Bank Lending Survey for aggregate credit and … leading indicator for euro area bank credit and real GDP growth. Notwithstanding the short history of the survey, the findings … results are supportive of the existence of a bank lending, balance sheet, and risk-taking channel of monetary policy. They …

incentives, risk management models and procedures, conflicts of interest and bank strategies. Their perspectives are quite …

geographical regions measured by the Herfindahl Index. To explore this issue, we use a unique data set of the individual bank loan …

Ongoing financial innovation and greater information availability increase the tradability of bank assets and reduce … banks' dependence on individual bank managers as private information in the lending process declines. In this paper we argue … bank managers and shareholders becomes less severe. Consequently, banks' capital structure needs to be less concerned with …

resultant credit restriction by turning to other banks. Importantly the bank-lending channel is notably stronger when we account …

A bank's decision on loan supply and capital structure determines its immediate bankruptcy risk as well as the future … availability of internal funds. These internal funds in turn determine a bank's future costs of external finance and future …-to-asset ratios, liquidity coverage ratios and regulatory margin calls on the dynamics of loan supply and bank stability. Only …

of regulations has received little attention. We develop an exercise of a representative bank to illustrate the dynamic …