volatility of growth and profitability are bank-size dependent, and (iii) the relationship between growth and profitability of a … bank. Using a dynamic panel model estimated by GMM for a mixed sample of more than 1500 banks from 65 countries, we find no … evidence of persistence in bank growth. However, our findings suggest significant persistence in bank profitability. Moreover …

Should banks be diversified or focused? Does diversification indeed lead to enhanced performance and, therefore … banks? profitability (ROA) and their portfolio diversification across different industries, broader economic sectors and … geographical regions measured by the Herfindahl Index. To explore this issue, we use a unique data set of the individual bank loan …

Efficiency is considered a key factor when evaluating a bank's performance. Moreover, efficiency enhancement is an … explicit policy objective in the Single Market Directive of the European Commission. But efficiency improvements may come at … the expense of deteriorating bank profits and excessive risk-taking. Both the quantitative effects and dynamic reactions …

Most previous research on efficiency in banking takes a regulatory perspective. In contrast, this paper investigates … the empirical relation between efficiency and profitability in five large economies of the European Union during the … period 1998-2005 and discusses the results from the perspective of corporate bank strategy. Methodologically the existing …

scaling effect is neglected in the cost efficiency measurement. The implied bank ranking is robust to changes in the …This article provides an empirical insight on the heterogeneity in the estimates of banking efficiency produced by the … efficiency score and the efficiency ranking to a change in the design of the frontier. We found that the average scores are …

conditional correlations between European bank stock indices. These correlations are used as an indication for the …

prevailing "modal bank" are better off compared with those pursuing generic diversification. Moreover, we find that early …Using a novel database containing the time-series details of the organizational structure of individual bank holding …

Failure in bank corporate governance has been seen as a contributing factor to excessive risk-taking pre-crisis with … managerial incentives on bank crisis performance is scarce. Moreover, bank strategy has not previously been accounted for. Hence …

This Working Paper gives insights into the concepts of productivity and efficiency. Both concepts are popular measures … and outlines key areas of interest in this context, such as efficiency measures, components of efficiency and the … measuring productivity and efficiency in a non-technical manner. Various parametric as well as non parametric approaches are …

, a minimum ratio that represents best-practice lending given the volume and composition of a bank's loans, the average … concentration; and, second, a ratio, the difference between the bank's observed ratio of nonperforming loans and the best …-practice minimum ratio, that represents the bank's proficiency at loan making. The best-practice ratio of nonperforming loans, the …