measured by the Z-score technique while controlling for macroeconomic, bank-specific, regulatory, and institutional factors …

A growing body of literature indicates that competition increases bank soundness. Applying an industrial organization … indeed increases bank efficiency. Second, building on these results, we examine the relation between the Boone indicator … bank soundness. We find evidence that competition robustly increases bank soundness, via the efficiency channel. …

diversify the sources of revenues was apparent. The cost and profit efficiency analysis based on 33 bank-to-bank mergers …

This paper discusses the relationship between bank size and risk-taking under Pillar I of the New Basel Capital Accord …

financial services, the number of U.S. bank branches has continued to increase steadily over time. Further, an increasing … lower bank-average deposits per branch and roughly equal volumes of small business loans per branch, but no reduction in net …-sized branch networks had lower bank-average deposits and small business loan volume per branch, but had lower net deposit costs …

-out guarantee. The reason is that the prospect of a bail-out induces the protected bank to expand, thereby intensifying competition … in the deposit market and depressing other banks? margins. In contrast, the effects on the protected bank?s risk …

German banks experienced a merger wave throughout the 1990s. However, the success of bank mergers remains a continuous …

authors stress that bank management contemplating diversification into the commercial sector must be selective about which …