simulation exercise is performed on how various external shocks affect the balance sheet of an average European bank under the … introduction of full fair value accounting could have a significant effect in terms of income volatility, procyclicality of bank …

financial services, the number of U.S. bank branches has continued to increase steadily over time. Further, an increasing … lower bank-average deposits per branch and roughly equal volumes of small business loans per branch, but no reduction in net …-sized branch networks had lower bank-average deposits and small business loan volume per branch, but had lower net deposit costs …

This paper examines common regulation as cause of interbank contagion. Studies based on the correlation of bank assets … that banks have a common regulator. In our model, the failure of one bank can undermine the public’s confidence in the … forbearance to the initially failing bank in the hope that it - and hence other vulnerable banks - survives. By contrast, public …

signal on bank project quality, short-term wholesale financiers have lower incentives to conduct costly monitoring, and …

. As is well known, the banking authority can eliminate the possibility of a bank run by committing to suspend payments to … suspension is insufficient to dissuade depositors from participating in the run. Bank runs can then occur with positive …

impact of bank mergers on deposit rates. In particular, results on the dynamics of deposit rates surrounding bank mergers … vary substantially across studies. In this paper, we aim for a comprehensive empirical analysis of a bank merger's impact … monthly frequency for the time period 1997-2006. These data are matched with individual bank and local market characteristics …

rents already. Thus our results suggest that in the bank-dominated financial system of Germany, in which banks intensely …

was characterized as a bank-centered economy, but the banking system did not function well in the 1990's. Responding to …