a disease (a discrimination risk). Differently, Consent Law allows them to hide this detrimental information, creating … exogenous values of adverse selection under Consent Law, and the repeated interactions experiment devised has not resulted in …

In many markets insurers are barred from price discrimination based on con- sumer characteristics like age, gender, and …

changes are not accompanies by a tighter regulation, specifically in the form of improved risk adjustment formula. …

This paper analyses simultaneous regulation of cost and quality when firms have private, correlated information about …

discrimination risk. CL allows agents to withhold that information, generating adverse selection. We complement our model with an … experiment. We obtain that a larger fraction of agents test under CL than under DD, and that the proportion of individuals …

we run an experiment in order to shed light on both the take-up rate of genetic testing and on the comparison of …, exposing them to a discrimination risk. Consent law allows them to hide any detrimental information, resulting in adverse … selection. The experiment results in much lower genetic tests take-up rates with Disclosure Duty than with Consent Law, showing …