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On the basis of a concatenation of fifteen Belgian household budget surveys from 1995/96 to 2010, we investigate the … impact of demographic factors, such as ageing and changing household composition, on saving behaviour. Not focusing on high … change in household size and composition. Older people seem to be more impatient, and thus save less, though this evidence is …
Persistent link: https://www.econbiz.de/10011506806
We examine the impact of a large high-school fi nancial education program on the intertemporal choices of adolescents. We randomly assigned the program among a sample of almost 1,000 students and measured their intertemporal choices using an incentivized experiment. While intertemporal choices...
Persistent link: https://www.econbiz.de/10010397772
We examine the impact of a large high-school financial education program on the intertemporal choices of adolescents. We randomly assigned the program among a sample of almost 1,000 students and measured their intertemporal choices using an incentivized experiment. While intertemporal choices in...
Persistent link: https://www.econbiz.de/10010398617
data from a representative Dutch household panel to study the impact of uncertainty regarding one's savings adequacy on …
Persistent link: https://www.econbiz.de/10010326496
Who is wealthy? This paper presents empirical estimates of household movements into and out of the top percents of the …
Persistent link: https://www.econbiz.de/10010326502
-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates … whether severe household indebtedness is driven by trigger events such as unemployment, childbirth, divorce, or the death of … are likely to cause severe household indebtedness. Unemployment also worsens the relative debt situation mainly due to the …
Persistent link: https://www.econbiz.de/10010265783
Insgesamt sind die privaten Haushaltsschuldenquoten in den meisten Ländern der EU in den letzten Jahren stark angestiegen. Eine anhaltende Verschuldung der privaten Haushalte kann negative Effekte auf die gesamte Wirtschaft haben, falls die Überschuldung so hoch ist, dass der private Konsum...
Persistent link: https://www.econbiz.de/10011693865
Who is wealthy? This paper presents empirical estimates of household movements into and out of the top percents of the …
Persistent link: https://www.econbiz.de/10010321431
In this paper, we present two stylized models of the financial system. We make the case that in order to realize the potential of a well-functioning complete financial market, financial system designers and financial service providers will need to think about ways to deliver financial...
Persistent link: https://www.econbiz.de/10010286094
Using credit report records and data collected from several household surveys, we analyze changes in household debt and … appears to reflect a considerable decline in household debt, as households paid down mortgage debt in particular. At the end …
Persistent link: https://www.econbiz.de/10010287080