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Credit constraints in education
Lochner, Lance; Monge-Naranjo, Alexander - 2012
We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that … credit constraints have recently become important for schooling and other aspects of households' behavior. We highlight the … importance of early childhood investments, since their response largely determines the impact of credit constraints on the …
Persistent link: https://www.econbiz.de/10010291947
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The Importance of Financial Resources for Student Loan Repayment
Lochner, Lance; Stinebrickner, Todd; Suleymanoglu, Utku - 2013
Government student loan programs must balance the need to enforce repayment among borrowers who can afford to make their payments with some form of forgiveness or repayment assistance for those who cannot. Using unique survey and administrative data from the Canada Student Loan Program, we show...
Persistent link: https://www.econbiz.de/10010328823
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University graduation dependent on family's wealth, ability and social status
Ehlers, Tim - 2011
This paper presents a model showing an incentive for a group of people to vote for higher tuition fees, even if these fees have no quality effect. The incentive is based on a non-monetary influence on utility, namely the social status or prestige of graduating. The basic assumption is that the...
Persistent link: https://www.econbiz.de/10010311681
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Gerechtigkeit und Effizienz nachgelagerter Studiengebühren
Becker, Sascha O.; Fenge, Robert - In: ifo Schnelldienst 58 (2005) 02, pp. 16-22
Mit seinem Urteil vom 26. Januar 2005 hob das Bundesverfassungsgericht das Verbot von Studiengebühren für das Erststudium auf und stellt es damit den Bundesländern frei, Studiengebühren zu erheben. In diesem Beitrag wird argumentiert, dass Studiengebühren als solche nicht ungerecht sein...
Persistent link: https://www.econbiz.de/10011692246
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Income Contingency and the Electorate's Support for Tuition
Lergetporer, Philipp; Woessmann, Ludger - 2022
We show that the electorate's preferences for using tuition to finance higher education strongly depend on the design of the payment scheme. In representative surveys of the German electorate (N18,000), experimentally replacing regular upfront by deferred income-contingent payments increases...
Persistent link: https://www.econbiz.de/10012882567
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Income Contingency and the Electorate's Support for Tuition
Lergetporer, Philipp; Woessmann, Ludger - 2022
We show that the electorate's preferences for using tuition to finance higher education strongly depend on the design of the payment scheme. In representative surveys of the German electorate (N18,000), experimentally replacing regular upfront by deferred income-contingent payments increases...
Persistent link: https://www.econbiz.de/10013177554
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Income contingency and the electorate's support for tuition
Lergetporer, Philipp; Woessmann, Ludger - 2022
We show that the electorate's preferences for using tuition to finance higher education strongly depend on the design of the payment scheme. In representative surveys of the German electorate (N18,000), experimentally replacing regular upfront by deferred income-contingent payments increases...
Persistent link: https://www.econbiz.de/10013197551
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University Funding Reform, Competition and Teaching Quality
Kemnitz, Alexander - 2007
controlled fees and can make the majority of students even worse off than a central student assignment system with very poor …
Persistent link: https://www.econbiz.de/10010296813
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Capital Market Failure, Adverse Selection and Equity Financing of Higher Education
Jacobs, Bas; van Wijnbergen, Sweder J.G. - 2005
solution,students can only finance their education through debt. There isunderinvestment in human capita1, because some … students with socia1lyprofitable investments in human capita1 will not invest in educationdue to adverse selection problems in …
Persistent link: https://www.econbiz.de/10010325581
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Student loan reforms for German higher education: Financing tuition fees
Chapman, Bruce; Sinning, Mathias - 2011
It is generally agreed that the funding base for German universities is inadequate and perhaps the time has come for serious consideration of the imposition of non-trivial tuition charges. Against this background, this paper compares conventional and income contingent loans for financing tuition...
Persistent link: https://www.econbiz.de/10010286005