significant element of retirement accumulation for many New Zealanders. The Treasury maintains a programme of work related to … housing, saving, wealth accumulation and retirement. The results of this contribute to Treasury's role in providing advice to … would be needed to smooth consumption between pre- and post-retirement. Finally it explores the effect of some home equity …

pay-as-you-go universal pension. In addition, the model allows for a compulsory private retirement savings scheme … retirement along with the implications for saving. Importantly, the model incorporates a government budget constraint involving a …

retirement behaviour in Canada. We also investigate trends in work after retirement. Our findings are in line with findings from …Using data from three waves of the General Social Survey on retirement and older workers (1994, 2002 and 2007), we … document the evolution of retirement patterns over the last three decades. We combined the analysis of retirement ages of …

To meet the challenges of an ageing population, eligibility ages for state pensions have increased, early retirement … retirement has been shifted from the government, employers and pension funds to individuals and private households. Consequently …

same time, the distribution of wealth is widely dispersed and many workers arrive on the verge of retirement with few or no … from the equity premium. Second, financial literacy is positively related to retirement planning, and the development of a … savings plan has been shown to boost wealth. Overall, financial literacy, both directly and indirectly, is found to have a …

We model retirement behavior in Sweden during the 1990ies with focus on voluntary early retirement where there is an … retirement. Earlier studies have neglected such offers, but in doing so, estimates of the individuals' responses to financial … incentives in a retirement decision are likely to be biased upward. We propose an estimation strategy where the retirement …

This study investigates whether many people fear an unexpectedshock in their financial situation around retirement and … distribution of expectations andrealizations, suggest that individuals around retirement are overly pes-simistic and attach more …

active working life. Retirement through either of these pensions was and in 2006 still is an accessible exit route from the … labour market that provides a minimal but secure income flow. For those reaching the minimum legal retirement age, retirement … system make retirement very attractive, especially for those with bad labour market prospects. Accepting that this system was …