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Topping up and the political support for social insurance
Bergh, Andreas - 2013
This paper analyzes how the possibility to complement social income insurance schemes with private insurance affects the political support for social insurance. It is shown that political support for social insurance is weakly decreasing in the replacement rate. Policy makers seeking to maintain...
Persistent link: https://www.econbiz.de/10010335634
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Income inequality & redistributional spending: An empirical investigation of competing theories
Mohl, Philipp; Pamp, Oliver - 2008
The link between income inequality and governmental redistribution is still subject to intense research and debate. Starting with the median-voter-hypothesis, a plethora of theoretical models have been developed during the last three decades to identify and explain possible causal relationships....
Persistent link: https://www.econbiz.de/10010335400
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Early retirement and social security : a long term perspective
Conde-Ruiz, Jose Ignacio; Galasso, Vincenzo; Profeta, Paola - 2005
We provide a long-term perspective on the individual retirement behaviour and on the future of retirement. In a Markovian political economic theoretical framework, in which incentives to retire early are embedded, we derive a political equilibrium with positive social security contribution rates...
Persistent link: https://www.econbiz.de/10010272717
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Redistribution and Insurance in the German Welfare State
Bartels, Charlotte - 2011
Welfare states redistribute both between individuals reducing annual inequality and over the life-cycle insuring against income risks. But studies measuring redistribution often focus only on a one-year period. Using German SOEP data from 1984 to 2009, long-term inequality over a 20-year period...
Persistent link: https://www.econbiz.de/10011601061
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Assessing welfare accounts
Fölster, Stefan; Gidehag, Robert; Orszag, Jonathan Michael - 2002
The paper examines the possible effects of introducing a large-scale welfare reform in Sweden, namely, the introduction of comprehensive welfare accounts. Under this policy, individuals make mandatory contributions to accounts, which they can top up with voluntary contributions. In return,...
Persistent link: https://www.econbiz.de/10010265550
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Moral Hazard in a Mutual Health-Insurance System: German Knappschaften, 1867–1914
Guinnane, Timothy W.; Streb, Jochen - 2010
The Knappschaft underlies Bismarck's sickness and accident insurance legislation (1883 and 1884), which in turn forms the basis of the German social-insurance system today and, indirectly, many social-insurance systems around the world. The Knappschaften were formed in the medieval period to...
Persistent link: https://www.econbiz.de/10010269973
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Sosiaalitilit ja moraalikato
Lassila, Jukka; Valkonen, Tarmo - 2009
Moral hazard means that people with insurance may take greater risks because they know they do not bear the full consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to alleviate the problem. An interesting way to bring...
Persistent link: https://www.econbiz.de/10010273035
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Savings Accounts and the Life-Cycle Approach to Social Insurance
Birch Sørensen, Peter; Hansen, Martin Ino; Bovenberg, … - 2006
Using Danish data, we find that about three fourths of the taxes levied to finance public transfers actually finance benefits that do not redistribute between people but redistribute income over the life cycle of individual taxpayers. This provides a rationale for financing part of social...
Persistent link: https://www.econbiz.de/10010320931
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Moral hazard in a mutual health-insurance system: German Knappschaften, 1867-1914
Guinnane, Timothy; Streb, Jochen - 2009
This paper studies moral hazard in a sickness-insurance fund that provided the model for socialinsurance schemes around the world. The German Knappschaften were formed in the medieval period to provide sickness, accident, and death benefits for miners. By the mid-nineteenth century,...
Persistent link: https://www.econbiz.de/10010282720
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The Political Setting of Social Security Contributions in Europe in the Business Cycle
Pusch, Toralf; Kumpmann, Ingmar - 2011
Die Einnahmen der Sozialversicherung unterliegen dem Einfluss des Konjunkturzyklus. Soll die Beitragserhebung der … Sozialversicherung nicht prozyklisch schwanken, muss die Höhe der Beitragssätze zyklusübergreifend festgelegt werden. Diese Arbeit geht … der Frage nach, ob die Änderungen der Beitragssätze zur Sozialversicherung in europäischen Ländern diesem Grundsatz folgen …
Persistent link: https://www.econbiz.de/10010285510