worldwide political institutions to approve a more rigorous regulation on financial institutions and predict financial crises … theoretical models and a survey of institutions involved in securitization. With the conclusions of this analysis we evaluate the … EU regulation on credit rating agencies and current Basel II enhancements. Finally we can determine that most regulatory …

securitization activity, weak supervision for bank capital and too low for too long monetary policy rates. Conversely, low long …

, dass die internationale Koordination der Finanzmarktinterventionen nicht nur auf eine Vereinheitlichung der Regulierung …

We investigate the effect of securitization activity on banks’ lending standards using evidence from pricing behavior … aggressive on their loan pricing practices. This suggests that securitization activity lead to laxer credit standards …. Macroeconomic factors also play a large role explaining the impact of securitization activity on bank lending standards: banks more …

understanding for the motivation to originate securitization products is less discovered. Therefor this paper tries to identify main … to securitize that are in line with observable behavior of market participants. US banks use securitization mainly as … and performance improvement. For German banks securitization seems to be an appropriate funding tool. The proposed …

mechanism of Basel II and to explore the possible impacts of prudential regulation on cyclical swings in capital requirements. …

Over the term of a securitization transaction, the concept of non-compliance allows a securitizing bank to classify a …

research has hypothesized that these cutoff rules result from a securitization rule of thumb. Under this theory, an observed … jump in defaults at the cutoff would imply that securitization led to lax screening. We argue instead that originators … that securitization caused lax screening. We examine loan-level data and find that the evidence is inconsistent with the …