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Price movements in the Canadian residential mortgage market
Allen, Jason; McVanel, Darcey - 2009
The authors empirically analyze the price-setting behaviour of the major Canadian banks in the residential mortgage … market over the period 19912007. They use weekly posted prices of the major mortgage providers to study the degree of … competition in mortgage price setting. Their results suggest that the residential mortgage market is imperfectly competitive. They …
Persistent link: https://www.econbiz.de/10010279861
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Local income tax competition with progressive taxes and a fiscal equalization scheme
Kuhlmey, Florian - 2017
This paper develops a model of local income tax competition with a progressive tax scheme and a built-in fiscal equalization scheme. Both aspects are central to policy makers: The progressivity for equity reasons, and the fiscal equalization to prevent a race to the bottom and to limit the...
Persistent link: https://www.econbiz.de/10011933012
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Income vs. property tax competition: A normative comparison
Kuhlmey, Florian - 2017
Income and property taxation are among the most prevalent policy instruments to finance local expenditure in countries with a high degree of decentralization. However, little is known about their relative efficiency and redistributive properties. This paper compares both tax instruments within...
Persistent link: https://www.econbiz.de/10011933013
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Immobilienverzehrprodukte: Potenzielle Profiteure und Nachfragehemmnisse
Maier, Andreas - 2010
In der wirtschaftswissenschaftlichen Literatur wird das ökonomische Potenzial von Immobilienverzehrprodukten vielseitig diskutiert. Obwohl diesen Produkten aus wohlfahrtstheoretischen Gesichtspunkten eine hohe Bedeutung beigemessen wird, zeigt die empirische Evidenz, dass die Nachfrage weit...
Persistent link: https://www.econbiz.de/10010271476
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Do the elderly reduce housing equity? An international comparison
Chiuri, Maria Concetta; Jappelli, Tullio - 2008
We explore the pattern of elderly homeownership using microeconomic surveys of 15 OECD countries, merging 60 national household surveys on about 300,000 individuals. In all countries the survey is repeated over time, permitting construction of an international dataset of repeated cross-sectional...
Persistent link: https://www.econbiz.de/10010298403
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Immobilienverzehrprodukte: Potenzielle Profiteure und Nachfragehemmnisse
Maier, Andreas - 2010
In der wirtschaftswissenschaftlichen Literatur wird das ökonomische Potenzial von Immobilienverzehrprodukten vielseitig diskutiert. Obwohl diesen Produkten aus wohlfahrts-theoretischen Gesichtspunkten eine hohe Bedeutung beigemessen wird, zeigt die empirische Evidenz, dass die Nachfrage weit...
Persistent link: https://www.econbiz.de/10010319294
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Öffentliche Finanzinstitute als subventionspolitische Agenten
Bieta, Volker; Gelbhaar, Siegfried - In: Kredit und Kapital 31 (1998) 2, pp. 217-244
Bei der Vergabe und Abwicklung subventionspolitischer Darlehen sind die ausführenden Kreditinstitute häufig mit komplexer Unsicherheit konfrontiert: Diese besteht zum einen hinsichtlich des Schuldnerverhaltens, da dem Kreditgeber nicht immer bekannt ist, mit welchem Typ von Kreditnehmer zu...
Persistent link: https://www.econbiz.de/10014524683
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Risk shocks and housing markets
Dorofeenko, Viktor; Lee, Gabriel S.; Salyer, Kevin D. - 2010
This paper analyzes the role of uncertainty in a multi-sector housing model with financial frictions. We include time varying uncertainty (i.e. risk shocks) in the technology shocks that affect housing production. The analysis demonstrates that risk shocks to the housing production sector are a...
Persistent link: https://www.econbiz.de/10010294012
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The effect of non-contributory pensions on labour supply and private income transfers: Evidence from Singapore
Chen, Yanying; Tan, Yi Jin - In: IZA Journal of Labor Policy 7 (2018) 6, pp. 1-54
Non-contributory pensions are becoming increasingly prevalent worldwide. As their effects are likely to be context-dependent, evaluating their effects in a wide range of settings is important for establishing the external validity of the non-contributory pension literature. We use a new monthly...
Persistent link: https://www.econbiz.de/10012290392
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The Failure of Northern Rock: A multi-dimensional Case Study
Congdon, Tim; Goodhart, Charles A.E.; Eisenbeis, Robert A. - 2009
substantial mortgage lender. In fact, ten years earlier it had converted from a mutual building society whose activities were …
Persistent link: https://www.econbiz.de/10011689937