Software is a good with very special economic characteristics. Taking a general definition of software as its starting … and cost structure, the demand, the contestability of software-markets, and the allocative efficiency. In this context it … appears to be reasonable to subsume the various characteristics under the following generic terms: software as a means of data …

governance in the reporting practice of banks listed on the Warsaw Stock Exchange. The survey examined the disclosures concerning … the main features of the internal control and risk management systems in relation to financial reporting in banks … research method involving the analysis of annual reports disclosed by banks. The method of induction was used in the process of …

is the greatest threat to the orderly functioning of a bank. To protect against its materialization banks spend nearly 90 … banks in Poland in 2008-2013 indicates that banks should assign additional 4% and 2% of the capital requirement to cover the … risk of exposure concentrations in: respectively, individual entities and individual economic sectors. For banks with a …

sources of efficiency and productivity of the foreign and domestic banks operating in the Malaysian banking sector. The … attributed to technological progress. The empirical findings suggest that both the domestic and foreign banks have exhibited …

pure non-bank lending, a reasonable mix of bank- and market-based financing should be considered. Banks are said to have a …

banks follow their customers abroad. Finally, the effect of the recent financial crisis is discussed. It finds that …