We developed a conceptual framework to explain why young financial technology companies (fintechs) seek to cooperate … reasons: first, banks enable a fintech's market entry; second, banks increase a fintech's profits; and finally, banks enable … new fintech products. We observed that each of these reasons is related to particular resources, which fintechs obtain …

conditions and enable financing. In addition, fintechs increase the innovation pressure on established banks to optimize their …Die Studie untersucht die Potenziale von Fintechs für kleine und mittlere Unternehmen (KMU). Fintechs bringen … Finanzierungsgeschwindigkeiten beschleunigen, Kreditkonditionen verbessern und Finanzierungen ermöglichen. Darüber hinaus erhöhen Fintechs den …

selected number of fintechs has revealed some differences between banks and fintechs. We found that almost all banks and … performance, though for banks it is evidently more challenging to reach their respective targets than for fintechs. Overall our … fintechs apply agile methods in IT-related projects. However, fintechs have relatively more experience with agile methods than …

sample of more than 101 German FinTechs, our study delivers empirical evidence that human capital as well as the strategic …

that banks require collateral from observably riskier borrowers (lender selection effect), while lower risk premiums arise …