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Innovation and Rent Sharing in Corporate Wage Setting in Hungary
Kőrösi, Gábor - 2009
Skill biased technical change arrived to Hungary with the transition to market economy. As Hungary integrated into the international economy, technical change progressed much faster in some sectors than in mature market economies. That lead to increasing skill premia, intensive rent sharing, and...
Persistent link: https://www.econbiz.de/10010494697
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Informational switching costs, bank competition and the cost of finance
Ornelas, José Renato Haas; da Silva, Marcos Soares; … - 2020
This paper studies the links between competition in the lending market and spreads of bank loans in Brazil. Evidence from a dataset of more than 13 million loan-level observations from private banks shows a positive relationship between market power, measured by the Lerner index, and the cost of...
Persistent link: https://www.econbiz.de/10012534452
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Impact of bank competition on the interest rate pass-through in the euro area
van Leuvensteijn, Michiel; Sørensen, Christoffer Kok; … - 2008
This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and deposits during the 1994-2004 period, using a novel measure of competition called the Boone indicator. We find evidence that stronger competition implies significantly lower...
Persistent link: https://www.econbiz.de/10011604931
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Demographic Change and Bank Profitability.Empirical Evidence from German Savings Banks
Thum, Marcel; Berlemann, Michael; Oestmann, Marco - 2010
, allows us estimating the socio-demographic determinants of retail profitability. Using a simulation model, we are able to … predict the development of bank profitability due to demographic shifts up to 2025. One of the main findings is that the … the population reduces the customer base, ageing per se increases profitability as older customers typically generate …
Persistent link: https://www.econbiz.de/10010270223
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Demographic change and bank profitability: empirical evidence from German savings banks
Berlemann, Michael; Oestmann, Marco; Thum, Marcel - 2010
, allows us estimating the socio-demographic determinants of retail profitability. Using a simulation model, we are able to … predict the development of bank profitability due to demographic shifts up to 2025. One of the main findings is that the … the population reduces the customer base, ageing per se increases profitability as older customers typically generate …
Persistent link: https://www.econbiz.de/10010271784
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COVID 19 and bank profitability in low income countries: The case of Uganda
Katusiime, Lorna - In: Journal of Risk and Financial Management 14 (2021) 12, pp. 1-19
This study investigates the impact of the COVID-19 pandemic on banking sector profitability in Uganda for the period … controlling for bank specific and macroeconomic determinants of bank profitability. Bank profitability is proxied by return on … significant negative effect on bank profitability only in the long run. Generally, the explanatory variables used in the study …
Persistent link: https://www.econbiz.de/10013201271
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Efficiency and risk in european banking
Fiordelisi, Franco; Marqués-Ibáñez, David; Molyneux, Phil - 2010
We analyze the impact of efficiency on bank risk. We also consider whether bank capital has an effect on this relationship. We model the inter-temporal relationships among efficiency, capital and risk for a large sample of commercial banks operating in the European Union. We find that reductions...
Persistent link: https://www.econbiz.de/10011605257
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Diversification and the banks' risk-return-characteristics: evidence from loan portfolios of German banks
Behr, Andreas; Kamp, Andreas; Memmel, Christoph; … - 2007
Banks face a tradeoff between diversifying and focusing their loan portfolio. In this paper we carry out an empirical study for the German market to shed light on the question whether or not the benefits of risk sharing outweigh those of specialization. We use data from the Bundesbank's...
Persistent link: https://www.econbiz.de/10010295924
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Does IT standardization help to boost cost and profit efficiency? Empirical evidence from German savings banks
Noth, Felix; Slotty, Constantin; Hackethal, Andreas - 2009
as well as by cost and profit efficiencies that are estimated by a stochastic frontier approach. Our results suggest that …
Persistent link: https://www.econbiz.de/10010271461
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Are European banks in economic harmonay? An HLM aproach
Gander, James P. - 2012
, particularly the profitability variable, for the commercial banks in nine European countries over eleven years, 1991-2001, was …) approach was used to test the harmonization hypothesis relating the capital account ratio to the profit rate across the …
Persistent link: https://www.econbiz.de/10010288073