und Beratung, insbesondere im Bereich der Altersvorsorge in Deutschland und Großbritannien. Im Beitrag wird vorgetragen …Consumer education and advice can play a vital role in raising awareness for a potential undersaving for retirement …

To meet the challenges of an ageing population, eligibility ages for state pensions have increased, early retirement … retirement has been shifted from the government, employers and pension funds to individuals and private households. Consequently …

We model retirement behavior in Sweden during the 1990ies with focus on voluntary early retirement where there is an … retirement. Earlier studies have neglected such offers, but in doing so, estimates of the individuals' responses to financial … incentives in a retirement decision are likely to be biased upward. We propose an estimation strategy where the retirement …

This study investigates whether many people fear an unexpectedshock in their financial situation around retirement and … distribution of expectations andrealizations, suggest that individuals around retirement are overly pes-simistic and attach more …

active working life. Retirement through either of these pensions was and in 2006 still is an accessible exit route from the … labour market that provides a minimal but secure income flow. For those reaching the minimum legal retirement age, retirement … system make retirement very attractive, especially for those with bad labour market prospects. Accepting that this system was …