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Who Holds the Reins? – Banks in the Crossfire of Global Platforms
Mattila, Juri; Seppälä, Timo; Lähteenmäki, Ilkka - 2018
Banking and financial services have traditionally been a heavily regulated industry where technology alone has not been a sufficient factor to transform the operating architectures of the industry. The pervasive view in the financial industry has been that digitalization and its integrational...
Persistent link: https://www.econbiz.de/10012037706
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Will video kill the radio star? Digitalisation and the future of banking
Beck, Thorsten; Cecchetti, Stephen G.; Grothe, Magdalena; … - 2022
The contribution of financial and non-financial risks to the overall level of risk in the system depends on the current state of the EU banking system (which, in the aggregate and compared with banking sectors in other major advanced economies, cannot be characterised as strong) and how...
Persistent link: https://www.econbiz.de/10014327923
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Regulación de comisiones de cajero en un modelo de competencia espacial
Kaiser, Karen; Lever, Carlos - 2011
Following the Hotelling model of spatial competition used by Massoud and Bernhardt (2002) to analyze competition in ATM fees, in this paper we analyze the effects of banning fees on the usage of ATMs by account holders. We find that the prohibition also reduces the fees charged to non-account...
Persistent link: https://www.econbiz.de/10010322559
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Market structure and the diffusion of e-commerce: Evidence from the retail banking industry
Allen, Jason; Clark, Robert; Houde, Jean-François - 2008
This paper studies the role that market structure plays in affecting the diffusion of electronic banking. Electronic banking (and electronic commerce more generally) reduces the cost of performing many types of transactions for firms. The full benefits for firms from adoption, however, only...
Persistent link: https://www.econbiz.de/10010279957
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Digital financial services in Africa: Beyond the Kenyan success story
2014
In der Studie "Digital Financial Services in Africa: Beyond the Kenyan Success Story" wird erklärt, warum digitale Finanzdienstleistungen in Kenia ein Erfolg sind. Zudem werden die Herausforderungen und Chancen für die Entwicklung solcher Finanzdienste in sieben weiteren Ländern erläutert,...
Persistent link: https://www.econbiz.de/10011307240
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The rise and development of FinTech: Accounts of disruption from Sweden and beyond
Teigland, Robin (contributor); Siri, Shahryar (contributor);  … - 2018
This comprehensive guide serves to illuminate the rise and development of FinTech in Sweden, with the Internet as the … identification and classification of different FinTech categories; process innovation developments within the traditional banking … FinTech arena in Sweden. The authors address questions such as: How will the regulatory landscape shape the future of FinTech …
Persistent link: https://www.econbiz.de/10011902035
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Policy discussion of internet finance in China
Lei, Yao - 2014
Persistent link: https://www.econbiz.de/10013168581
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Fin Techs in China: With a special focus on peer to peer lending
Stern, Caroline; Mäkinen, Mikko; Qian, Zongxin - 2017
Persistent link: https://www.econbiz.de/10013168614
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The innofusion of electronic banking in Indonesia
Iman, Nofie - 2011
Even though financial innovation plays an important role in the modern economy, surprisingly there have been few empirical literatures. In developing countries, electronic banking (e-banking), for example, received relatively little attention although has been deployed for years. Indonesia...
Persistent link: https://www.econbiz.de/10010277893
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Analysis of the FinTech landscape in the Philippines
Quimba, Francis Mark A.; Barral, Mark Anthony A.; … - 2021
FinTech in the Philippines has been gaining more attention in recent years, especially during the onset of the COVID-19 … more bank and nonbank financial service providers have entered the digital space, providing more diversified financial … Philippines remains lagging behind compared to ASEAN neighbors. In addition, FinTech has faced concerns pertaining to the …
Persistent link: https://www.econbiz.de/10013198600