competition and stability in banking. There are two basic channels through which competition may increase instability: by …

the competitive effects of such policies in two models with different degrees of transparency in the banking sector. Our …-taking and on welfare depend on the transparency of the banking sector. …-out guarantee. The reason is that the prospect of a bail-out induces the protected bank to expand, thereby intensifying competition …

level. All of the effects are more pronounced for trading banks with higher capital levels. Finally, banks use central bank …

Banking crises are recurrent phenomena, often induced by excessive bank risk-taking, which may be due to behavioral … reasons (over-optimistic banks neglecting risks) and to agency problems between bank shareholders with debt-holders and … taxpayers (banks understand high risk-taking). We test whether US banks’ stock returns in the 2007-08 crisis are related to bank …

the topic of digitalization in the banking sector. The assessment is based on the structure of the German Sustainability …The financial services sector, particularly with respect to today's banking industry, is aiming to make a digital … transition. Sustainable reporting is a holistic new reporting approach in banking and has only become partially mandatory for the …

Accurate measurement of bank risk is a matter of considerable importance for bank regulation and supervision. Current …. Market monitoring of bank risk has typically been tested by regressing market-based risk indicators on various benchmark … indicators (such as accounting ratios and credit ratings) to detect whether the market tracks bank risk. This approach overlooks …

period covers various stages of the banking and sovereign crisis, it offers a fertile ground to analyze bank/sovereign risk …This paper investigates contagion between bank risk and sovereign risk in Europe over the period 2006-2011. Since this … explained by common factors, using CDS spreads at the bank and at the sovereign level. Moreover, we investigate the determinants …

To test if safety nets create moral hazard in the banking industry, we develop a simultaneous structural two … probabilities on risk taking using exclusion restrictions based on regional political, supervisor, and banking market traits. The … sample includes all observed capital preservation measures and distressed exits in the German banking industry during 1995 …

This paper discusses the relationship between bank size and risk-taking under Pillar I of the New Basel Capital Accord …