profitability of small business credit (and related information) services. The present study employs recently available business … relationship between bank profits and small business credit. Regression analyses are conducted using the rate of return on assets … have a negligible effect the profits of large banks, they tend to increase the profitability of small banks over time …

impact of bank mergers on deposit rates. In particular, results on the dynamics of deposit rates surrounding bank mergers … vary substantially across studies. In this paper, we aim for a comprehensive empirical analysis of a bank merger's impact … monthly frequency for the time period 1997-2006. These data are matched with individual bank and local market characteristics …

that when calculating the value of these indices, the National Bank of Serbia most often uses the absolute value of assets …

-merger financial performance. We find that, on average, bank mergers in the European Union resulted in improved return on capital. By …

interest margin (NIM) and its components, retail lending and retail deposit rates. Using two proprietary bank-level data sets … market rates. As low profitability could hamper the ability of banks to expand lending, I also investigate the impact of the …

the empirical relation between efficiency and profitability in five large economies of the European Union during the … period 1998-2005 and discusses the results from the perspective of corporate bank strategy. Methodologically the existing … literature is expanded by the use of DEA super-efficiency values to regress profitability, the incorporation of risk by …

, NIM is significantly influenced by the different institutional designs of bank-based or capital-basaed finanfical markets …. Second, there are differences in NIM caused by bank size, although these are not fully captured by our methodology. Finally …, we show significant differences by bank type: saving banks, real estate and mortgage banks, and cooperative banks report …

) and higher market concentration in the banking sector had a positive effect on bank profitability, while, surprisingly … as disintermediation, internationalization and privatization, on the profitability of banks. Several proxies based on … bank balance sheet data at the micro level as well as macroeconomic variables are used to capture these changes. The case …