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Financing from Family and Friends
Lee, Samuel; Persson, Petra - 2012
The constraint on informal finance is commonly taken to be high costs and limited supply. But the majority of informal investors - family and friends - is often willing to supply funds at negative returns, and yet many borrowers tap family and friends only as a last resort. We explain this...
Persistent link: https://www.econbiz.de/10010320342
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Loan regulation and child labor in rural India
Dasgupta, Basab; Zimmermann, Christian - 2012
We study the impact of loan regulation in rural India on child labor with an overlapping-generations model of formal …
Persistent link: https://www.econbiz.de/10010289840
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German bank lending during emerging market crises: A bank level analysis
Heid, Frank; Nestmann, Thorsten; di Mauro, Beatrice Weder; … - 2004
This paper studies German bank lending during the Asian and Russian crises, using a bank level data set, which has been compiled from credit data at the Deutsche Bundesbank. Our aim is to gain more insight into the pattern of German bank lending during financial crises in emerging markets. We...
Persistent link: https://www.econbiz.de/10010295891
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Verbessern Internet-Kreditmärkte den Kreditzugang für Unternehmerinnen?
Barasinska, Nataliya; Schäfer, Dorothea - In: DIW Wochenbericht 77 (2010) 31, pp. 2-7
Unternehmerinnen und Gründerinnen sind eine Minderheit unter den Geschäftskunden einer Bank. Wissenschaftliche Studien über traditionelle Kreditmärkte zeigen für Unternehmerinnen oft eine im Vergleich zu Unternehmern geringere Wahrscheinlichkeit für eine Kreditzusage oder höhere...
Persistent link: https://www.econbiz.de/10011602210
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Banking 2025: The Bank of the Future
Lenz, Rainer - 2015
be controlled. In view of the inefficiency of the existing banking system as well as the economic superiority of web …-based alternatives, it seems that it will only be a matter of time before a system change takes place in the banking business. …
Persistent link: https://www.econbiz.de/10010527492
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Sustainability, Digital Transformation and Fintech: The New Challenges of the Banking Industry
Pérez, Andrea (contributor) - 2021
In the current competitive scenario, the banking industry must contend with multiple challenges tied to regulations … new strategies for sustainable growth. Banking institutions that can address these emerging challenges and opportunities … international banking institutions. Papers in this collection focus on the digital transformation of the banking industry and its …
Persistent link: https://www.econbiz.de/10014323783
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The Insurance Premium in the Interest Rates of Interlinked Loans in a Small-scale Fishery
Riekhof, Marie-Catherine - 2016
insurance premia exist. Based on data from a small-scale fishery in India, calculations show that on average, lenders receive 25 …
Persistent link: https://www.econbiz.de/10011753328
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Do institutions have a greater effect on female entrepreneurs?
Estrin, Saul; Mickiewicz, Tomasz - 2009
This paper compares the impact of institutions on individual decisions to become entrepreneurs in the form of new business start ups by males and females across 44 developed and developing economies between 1998 and 2004. We test four hypotheses; that women are less likely to undertake...
Persistent link: https://www.econbiz.de/10010269391
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Does activity mix and funding strategy vary across ownership? Evidence from Indian banks
Ghosh, Saibal - In: Atlantic Review of Economics 1 (2011), pp. 1-33
Using data on Indian banks during 1996-2007, the paper examines the impact of bank activity and short-term funding for bank returns and risks. The findings indicate that larger, fast growing financial firms tend to have higher fee income shares. In addition, banks with greater reliance on fee...
Persistent link: https://www.econbiz.de/10010290049
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Commercial Aspects of Self-Help Group Banking in India: A Study of Bank Transaction Costs
Dave, Harishkumar R.; Seibel, Hans Dieter - 2002
as a major challenge to the long-term sustainability of SHG banking and rural finance in India. Among the topics for … of SHG banking because of existing idle capacities. Main performance indicators are non-performing loans, return on … Agricultural Term Loans (ATL) up to 55% and 62%, respectively. Returns on average assets of SHG Banking ranged from 1.4% to 7.5% by …
Persistent link: https://www.econbiz.de/10010297100