Similar Search Results

Consumption, habit persistence, imperfect information and the lifetime budget constraint

Willman, Alpo - 2003

approach is the parameterisation of the information content regarding future income changes. In addition to the information … regarding time series properties of the historical development of labour income, consumers have also period-specific information … on future income realisations. Estimation results support the hypothesis that, although front-loaded, consumers have a …

Persistent link: https://www.econbiz.de/10009635925

Consumer inflation expectations in Poland

£yziak, Tomasz - 2003

Inflation expectations constitute a subject of particular contemporary interest to central banks, especially those pursuing a monetary policy based on a strategy of direct inflation targeting. Macroeconomic theory indicates that the transmission of monetary policy impulses and their impact on...

Persistent link: https://www.econbiz.de/10009635882

How much does the public know about the ECB's monetary policy?

Cruijsen, Carin van der; Jansen, David-Jan; Haan, Jakob de - 2010

Does the general public know what central banks do? Is this kind of knowledge relevant? Using a survey of Dutch households, we investigate these questions for the case of the European Central Bank (ECB). Our findings suggest that knowledge on the ECB’s objectives is far from perfect. Both a...

Persistent link: https://www.econbiz.de/10009640274

Mortgage indebtedness and household financial distress

Georgarakos, Dimitris; Lojschova, Adriana; … - 2010

-adjusted income levels, various socioeconomic characteristics, housing traits, country-specific constant terms, and household …

Persistent link: https://www.econbiz.de/10009640403

Choosing and using payment instruments

Kalckreuth, Ulf von; Schmidt, Tobias; Stix, Helmut - 2009

Germans are still very fond of using cash. Of all direct payment transactions, cash accounts for an astounding 82% in terms of number, and for 58% in terms of value. With a new and unique dataset that combines transaction information with survey data on payment behaviour of German consumers, we...

Persistent link: https://www.econbiz.de/10009640426

How effective are rewards programs in promoting payment card usage?

Carbó-Valverde, Santiago; Liñares-Zegarra, José M. - 2009

Card issuers have mainly relied on rewards programs as their main strategic driver to increase electronic payments. However, there is scarce evidence on the effectiveness of rewards programs. This paper offers novel evidence on two key issues: i) it measures the impact of rewards programs on the...

Persistent link: https://www.econbiz.de/10009640433

Subprime consumer credit demand

Alan, Sule; Dumitrescu, Ruxandra; Loranth, Gyongyi - 2011

We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by the lender between October 2006 and...

Persistent link: https://www.econbiz.de/10009640638

Impact of Accession on the Labour Markets of the New Member States

Applica sprl 37, Rue Van Campenhout 1000 Brussels - 2007

Persistent link: https://www.econbiz.de/10009638685

Study on effects of tax systems on the retention of earnings and the increase of own equity

Albert, Jean (contributor) - Demolin, Brulard, Barthelemy; DBB Law - 2008

Persistent link: https://www.econbiz.de/10009638920

Effects of tax systems on the retention of earnings and the increase of own equity : summary report of the expert group

Europäische Kommission / Generaldirektion Unternehmen … - 2008

Persistent link: https://www.econbiz.de/10009638926